GCAR Homebuyer Assistance Program

Ang GCAR Homebuyer Assistance Program ay isang grant para sa mga bibili ng bahay sa Crested Butte/Gunnison, Colorado. The GCAR Homebuyer Assistance Program is a private-sector affordable housing initiative adopted by the Gunnison-Crested Butte Association of REALTORS in 2023. The program is funded by GCAR REALTOR member donations from each closing, with cooperation from Gunnison County Abstract Company and Land Title Guarantee Company. The fund provides $1,000 grants to qualified first-time homebuyers who have lived in the Gunnison area for at least 12 months and are purchasing a single-family home in the GCAR service area. In its first year (2023-2024), GCAR awarded 12 grants of $1,000 each. Applications must be submitted at least 28 days prior to closing and applicants do not need to be under contract to apply. The program is administered by a GCAR Member Committee per Board of Directors guidelines. $1,000 grant per recipient toward down payment / closing costs on a single-family home in the Gunnison-Crested Butte region. Funded by REALTOR member donations from each closing plus partner contributions from Gunnison County Abstract Company and Land Title Guarantee Company. Grant applications must be submitted at least 28 days prior to closing. Buyer does not need to be under contract to apply. Ang pondo ay mula sa Private, Realtor Association Donations, at Title Company Partners.

Ang GCAR Homebuyer Assistance Program ay isang grant, kaya hindi ito binabayaran. Kailangang bayaran kapag may None — grant is non-repayable. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang GCAR Homebuyer Assistance Program sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": First-time homebuyer required; no published exceptions. Tungkol sa credit, sinasabi ng programa: Not specified by GCAR; underlying first mortgage lender requirements apply. Requirement sa paninirahan: Must have lived in the Gunnison area for the past 12 months; property must be located in the GCAR service area (Gunnison County, including Crested Butte and surrounding communities). Must be a first-time homebuyer; must have lived in the Gunnison area for the past 12 months; property must be a single-family home located in the GCAR service area (Gunnison County); application must be submitted 28 days prior to closing. Applicant does NOT need to be under contract on a home to apply. Grants administered through the GCAR Homebuyer Assistance Program Committee per board guidelines.

Nililimitahan ng GCAR Homebuyer Assistance Program ang kita ng sambahayan sa $141,000. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng GCAR Homebuyer Assistance Program ang presyo ng pagbili: No published maximum purchase price; property must be a single-family home in the GCAR region. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single-family home (detached). Kwalipikado ang bagong gawang bahay.

Pinaglilingkuran ng GCAR Homebuyer Assistance Program ang mga bibili ng bahay sa Crested Butte/Gunnison, Colorado.

Dumadaan sa ang ahensyang nangangasiwa ang mga aplikasyon para sa GCAR Homebuyer Assistance Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Direct application via GCAR Cognito Forms portal (linked from program page); reviewed by GCAR Homebuyer Assistance Committee. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.