City of Alexandria Homebuyer's Assistance Program (HAP)

Ang City of Alexandria Homebuyer's Assistance Program (HAP) ay isang loan na mapapatawad para sa mga bibili ng bahay sa Alexandria, Louisiana, na pinangangasiwaan ng City of Alexandria Community Development Department. The City of Alexandria's Homebuyer's Assistance Program (HAP), administered by the Community Development Department and authorized by HUD, provides direct subsidy assistance for up to 50% of down payment, mortgage principal reduction, closing costs, and/or education/training to first-time homebuyers at or below 80% of area median income, purchasing an existing or newly constructed home within Alexandria city limits. Assistance is a forgivable loan whose affordability period scales with the amount (5 years under $15,000 up to 15 years over $40,000). The program was created in 1992. Direct subsidy up to 50% of down payment. Principal reduction and closing-cost assistance. Forgivable over the affordability period. Existing or new-construction homes eligible. Long-running program (since 1992). Ang pondo ay mula sa HUD Community Development Block Grant (CDBG) and/or HOME Investment Partnerships Program funds and/or other available funds.

Ang City of Alexandria Homebuyer's Assistance Program (HAP) ay isang loan na mapapatawad, kaya pinapatawad ang balanse kapag natugunan ang mga kondisyon ng programa. Kailangang bayaran kapag may Forgivable over a HUD affordability period tied to the assistance amount (under $15,000 = 5-year minimum affordability period; over $40,000 = 15-year minimum). Subject to HOME/CDBG recapture if owner-occupancy is not maintained. Nakatala ang tulong bilang lien sa posisyong Second. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang City of Alexandria Homebuyer's Assistance Program (HAP) sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": Exceptions for single parents who became divorced within the past 3 years and for displaced homemakers. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Education/training referenced as an eligible use of program assistance; provider to be confirmed. First-time homebuyer (no ownership interest in past 3 years per HUD) required, with exceptions for recently divorced single parents and displaced homemakers.

Nililimitahan ng City of Alexandria Homebuyer's Assistance Program (HAP) ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Household income at or below 80% of HUD area median income for the City of Alexandria. Specific dollar limits by household size to be confirmed with the Community Development Department (current guidelines PDF was unavailable/404 at verification). Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang City of Alexandria Homebuyer's Assistance Program (HAP) para sa Single Family. Kwalipikado ang bagong gawang bahay.

Pinaglilingkuran ng City of Alexandria Homebuyer's Assistance Program (HAP) ang mga bibili ng bahay sa Alexandria, Louisiana.

Dumadaan sa City of Alexandria Community Development Department ang mga aplikasyon para sa City of Alexandria Homebuyer's Assistance Program (HAP), na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.