University of Maryland, Baltimore (UMB) Live Near Your Work Program

Ang University of Maryland, Baltimore (UMB) Live Near Your Work Program ay isang grant para sa mga bibili ng bahay sa Baltimore, Maryland, na pinangangasiwaan ng University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement. UMB's Live Near Your Work (LNYW) Program is an employer-funded down payment and closing cost grant for UMB faculty and staff who purchase a home in targeted West Baltimore neighborhoods around the campus. UMB contributes $16,000 per eligible participant, which can be combined with a matching grant of up to $2,500 from the Baltimore City Live Near Your Work Program for a total of approximately $18,500. Up to $16,000 grant from UMB toward down payment and closing costs (up to ~$18,500 total with Baltimore City LNYW match) for purchasing a home in a targeted neighborhood near campus. Ang pondo ay mula sa Employer (UMB) funds plus Baltimore City Live Near Your Work match.

Nag-aalok ang University of Maryland, Baltimore (UMB) Live Near Your Work Program ng tulong mula $16,000 hanggang $18,500, depende sa award tier na kinabibilangan ng bibili ng bahay. Mga award tier: UMB contribution $16,000; up to $2,500 additional from Baltimore City LNYW match (~$18,500 total). Ambag ng bibili ng bahay: Minimum homeowner down payment contribution of $1,000. Maaaring isama ang programa sa Baltimore City Live Near Your Work match (up to $2,500); other Baltimore City/State incentives where eligible. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement ang nagpapasya sa anumang indibidwal na award.

Ang University of Maryland, Baltimore (UMB) Live Near Your Work Program ay isang grant, kaya hindi ito binabayaran. Kailangang bayaran kapag may Grant repaid if false statements/material omissions made; employee must occupy as primary residence at least 5 years from settlement (per eligibility self-assessment). Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang University of Maryland, Baltimore (UMB) Live Near Your Work Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Tungkol sa credit, sinasabi ng programa: Creditworthiness required; no specific minimum score published. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng HUD-certified housing counselor (completed before signing contract of sale). Requirement sa paninirahan: Must purchase within UMB targeted neighborhoods: Barre Circle, Druid Heights, Franklin Square, Harlem Park, Heritage Crossing, Hollins Market, Mount Clare, Pigtown/Washington Village, Poppleton, Union Square, Upton. Limited to UMB employees buying in targeted neighborhoods; one LNYW grant per household/address; HUD-certified counseling required before contract; $1,000 minimum buyer contribution. NOTE: exact recapture/forgiveness schedule and any income/purchase-price limits not published.

Ganito itinatakda ng University of Maryland, Baltimore (UMB) Live Near Your Work Program ang income limit nito: No income limit published for the UMB LNYW grant itself. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang University of Maryland, Baltimore (UMB) Live Near Your Work Program para sa single_family, condo, at townhouse.

Para lamang sa mga empleyado ng University of Maryland, Baltimore (regular full- or part-time 50%+ FTE faculty/staff in good standing). Not contractual employees, postdoc fellows, part-time <50% FTE, students, or UMMC employees. ang University of Maryland, Baltimore (UMB) Live Near Your Work Program. Ang pagkakabanggit dito ay nangangahulugang binabanggit ng programa ang grupo, hindi na sapat na ang pagiging miyembro para maging kwalipikado ang isang aplikante — nalalapat pa rin ang iba pang patakaran sa eligibility.

Pinaglilingkuran ng University of Maryland, Baltimore (UMB) Live Near Your Work Program ang mga bibili ng bahay sa Baltimore, Maryland. Tinutukoy ng programa ang mga partikular na lugar: Eleven targeted West Baltimore neighborhoods near the UMB campus. Mga target na kapitbahayan: Barre Circle, Druid Heights, Franklin Square, Harlem Park, Heritage Crossing, Hollins Market, Mount Clare, Pigtown/Washington Village, Poppleton, Union Square, Upton.

Dumadaan sa University of Maryland, Baltimore (UMB) Human Resource Services, Office of Community Engagement ang mga aplikasyon para sa University of Maryland, Baltimore (UMB) Live Near Your Work Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.