Kalamazoo County Homebuyer Assistance Program

Ang Kalamazoo County Homebuyer Assistance Program ay isang grant para sa mga bibili ng bahay sa Kalamazoo, Michigan, na pinangangasiwaan ng Kalamazoo County Treasurer's Office (in partnership with Independent Bank). A partnership between the Kalamazoo County Treasurer's Office and Independent Bank to address the local housing crisis. Eligible applicants can receive up to $5,000 from the County Treasurer toward a down payment and/or closing costs, plus up to an additional $2,000 from Independent Bank toward closing costs (up to $7,000 combined). Applicants must purchase a primary residence in Kalamazoo County, have household income at or below 120% of county AMI, complete pre-purchase counseling, obtain financing through Independent Bank, and contribute at least $1,000 toward the purchase. Up to $5,000 grant from County Treasurer toward down payment and/or closing costs. Up to $2,000 additional from Independent Bank toward closing costs. Up to $7,000 total assistance. No first-time homebuyer requirement. Income limit up to 120% AMI. Ang pondo ay mula sa Kalamazoo County Treasurer's Office (down payment assistance) + Independent Bank (closing cost assistance).

Nag-aalok ang Kalamazoo County Homebuyer Assistance Program ng tulong mula $1,000 hanggang $7,000. Mga award tier: Up to $5,000 from the County Treasurer toward down payment and/or closing costs; up to an additional $2,000 from Independent Bank toward closing costs (combined up to $7,000). Ambag ng bibili ng bahay: Minimum $1,000 borrower contribution toward the purchase of the home required. Maaaring isama ang programa sa May be combined with other assistance programs, as applicable. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Kalamazoo County Treasurer's Office (in partnership with Independent Bank) ang nagpapasya sa anumang indibidwal na award.

Ang Kalamazoo County Homebuyer Assistance Program ay isang grant, kaya hindi ito binabayaran. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Kalamazoo County Homebuyer Assistance Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Approved homeownership counseling program (pre-purchase counseling required prior to loan approval). Funds are first-come, first-served until exhausted; program subject to change and funding availability. Financing must be obtained through Independent Bank. The $5,000 Treasurer grant and $2,000 bank closing-cost contribution appear to be grants; no lien or repayment terms are disclosed - verify with Independent Bank at (269) 491-3049.

Nililimitahan ng Kalamazoo County Homebuyer Assistance Program ang kita ng sambahayan sa 120% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Qualifying household income at or below 120% of Kalamazoo County Area Median Income (AMI), based on household size. 120% AMI effective 04/01/2025: 1-person $80,520; 2-person $92,040; 3-person $103,560; 4-person $114,960; 5-person $124,200. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang Kalamazoo County Homebuyer Assistance Program para sa Single Family.

Pinaglilingkuran ng Kalamazoo County Homebuyer Assistance Program ang mga bibili ng bahay sa Kalamazoo, Michigan.

Dumadaan sa Kalamazoo County Treasurer's Office (in partnership with Independent Bank) ang mga aplikasyon para sa Kalamazoo County Homebuyer Assistance Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng First-come, first-served until funds are exhausted. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.