Bucks County First Time Homebuyer Program

Ang Bucks County First Time Homebuyer Program ay isang ipinagpalibang pangalawang loan para sa mga bibili ng bahay sa Bucks County, Pennsylvania, na pinangangasiwaan ng Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group). Bucks County's First Time Homebuyer Program provides up to $10,000 toward down payment and/or closing costs for income-eligible first-time buyers purchasing a principal residence in Bucks County. Assistance is a no-interest deferred mortgage repaid when the home is sold, transferred, refinanced for additional debt, or no longer the borrower's principal residence. The County contracts with Bucks County Housing Group for required housing counseling. Up to $10,000 toward down payment and/or closing costs. 0% interest. No monthly payments (deferred). Free housing counseling included. Ang pondo ay mula sa Federal (HUD) funds via Bucks County Housing & Community Development (HOME/CDBG; specific source not stated on official page).

Nag-aalok ang Bucks County First Time Homebuyer Program ng tulong na hanggang $10,000. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group) ang nagpapasya sa anumang indibidwal na award.

Ipinagpaliban ang Bucks County First Time Homebuyer Program, kaya walang bayarin hanggang maibenta o ma-refinance ang bahay, o mabayaran nang buo ang unang mortgage. Kailangang bayaran kapag may Due and repayable when the home is sold, transferred, refinanced for additional debt, or no longer the borrower's principal residence. Nakatala ang tulong bilang lien sa posisyong Second mortgage (deferred mortgage lien). Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Bucks County First Time Homebuyer Program sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. May mga eksepsiyon dito ang "unang beses": First-time homebuyer or has not owned a home in the past three years. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng Bucks County Housing Group (group webinar + one-on-one; online-only counseling may not be used for the Bucks County program; Framework online course required, fee reimbursed at settlement). Requirement sa paninirahan: At least one household member must have six months of residency in Bucks County. Income limit chart on county page labeled effective 6/15/2022 and updated annually so dollar figures may be more current; specific federal funding source (HOME vs CDBG), credit score, DTI, max purchase price, eligible property types, and min contribution not published on official pages (null). Detailed 'Criteria for Participation' PDF is an Adobe-cloud link that did not render for extraction.

Nililimitahan ng Bucks County First Time Homebuyer Program ang kita ng sambahayan sa 100% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. At or below 100% of Bucks County Median Family Income by household size (income chart on county page effective 6/15/2022, updated annually): 1=$73,800; 2=$84,400; 3=$94,900; 4=$105,400; 5=$113,900; 6=$122,300; 7=$130,700; 8=$139,200. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Nakalista sa programa ang pinakamalaking laki ng sambahayan na 8. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Pinaglilingkuran ng Bucks County First Time Homebuyer Program ang mga bibili ng bahay sa Bucks County, Pennsylvania.

Dumadaan sa Bucks County Department of Housing & Community Development (counseling/application administered by Bucks County Housing Group) ang mga aplikasyon para sa Bucks County First Time Homebuyer Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng Applicants complete a BCHG intake application and proceed through housing counseling; subject to available county funding. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.