Pike County First Time Homebuyer Program

Ang Pike County First Time Homebuyer Program ay isang ipinagpalibang pangalawang loan para sa mga bibili ng bahay sa Pike County, Pennsylvania, na pinangangasiwaan ng Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation). Launched in 2024, the Pike County First Time Homebuyer Program helps income-eligible first-time buyers overcome the upfront cost barrier to owner-occupied homeownership within Pike County. Funded by federal CDBG through PA DCED and run by Pike County Human Services with NeighborWorks Northeastern PA providing required homebuyer education, the program pays up to half of a buyer's down payment plus opening/closing costs on a first-come, first-served basis subject to fund availability. Pays up to 50% of down payment + closing costs. Required NeighborWorks homebuyer education. County-wide Pike County coverage. CDBG-funded deferred assistance. Ang pondo ay mula sa Federal CDBG (HUD) administered through the PA Department of Community & Economic Development to Pike County.

Ipinagpaliban ang Pike County First Time Homebuyer Program, kaya walang bayarin hanggang maibenta o ma-refinance ang bahay, o mabayaran nang buo ang unang mortgage. Kailangang bayaran kapag may Recapture conditions apply per federal CDBG rules (repayment/affordability period on sale within a set term). Exact terms set by HUD/County — confirm recapture/affordability period. Nakatala ang tulong bilang lien sa posisyong Subordinate (CDBG down payment assistance lien); exact position not published. Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Pike County First Time Homebuyer Program sa mga unang beses na bibili ng bahay at mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Ang "unang beses na bibili ng bahay" ay karaniwang nangangahulugang hindi nagmay-ari ng bahay sa nakaraang tatlong taon, pero ang programa ang nagtatakda ng sarili nitong kahulugan. Kailangan ang kurso sa homebuyer education, sa pamamagitan ng NeighborWorks Northeastern PA (NWNEPA). Requirement sa paninirahan: Owner-occupied home must be located within Pike County, PA. Citizenship o katayuan sa imigrasyon: U.S. citizenship/eligible-immigration requirement applies per CDBG program rules. Confirmed on official Pike County government site and NeighborWorks NEPA launch announcement. CDBG-funded; pays up to 50% of down payment + closing costs; FTHB, owner-occupied, Pike County property, HUD income limits, U.S. citizenship and recapture conditions apply; mandatory NWNEPA homebuyer education. STATUS NOTE: page indicates the program is temporarily PAUSED while previously-received applications are processed — still active/funded; re-verify intake status before publishing. GAPS: maximum dollar amount, full HUD income table by household size (posted only as image), max purchase price, recapture/affordability period, lien position, inspection requirement, min credit/DTI not published. Program Overview and Pre-Application Checklist PDFs exist on county site.

Nililimitahan ng Pike County First Time Homebuyer Program ang kita ng sambahayan sa 80% ng median na kita sa lugar, na nag-iiba ayon sa county at laki ng sambahayan. Low-to-modest income limits set by HUD (CDBG), provided in the county's 'Current AMI' table (published as an image). Full machine-readable per-household-size dollar table not extractable — confirm current Pike County HUD income limits via the posted AMI sheet / Human Services. Nalalapat ang limit sa kabuuang kita ng sambahayan, hindi lang sa kita ng nanghihiram. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Ganito nililimitahan ng Pike County First Time Homebuyer Program ang presyo ng pagbili: Maximum purchase price set per CDBG/County requirements (communicated to eligible applicants); specific figure not published. Kabilang sa mga kwalipikadong uri ng ari-arian ang Single Family.

Pinaglilingkuran ng Pike County First Time Homebuyer Program ang mga bibili ng bahay sa Pike County, Pennsylvania.

Dumadaan sa Pike County Office of Human Services (with NeighborWorks Northeastern PA providing education/evaluation) ang mga aplikasyon para sa Pike County First Time Homebuyer Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Nirereserba ang pondo sa pamamagitan ng First-come, first-served, contingent on availability of funds. NOTE: program temporarily paused (as of page capture) while previously-received applications are reviewed; still an active, funded program. Contact Robert Ruiz (570) 296-3434. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.