Davis County Homeownership Assistance Program

Ang Davis County Homeownership Assistance Program ay isang ipinagpalibang pangalawang loan para sa mga bibili ng bahay sa Statewide, Utah, na pinangangasiwaan ng Davis County Community & Economic Development. Davis County provides a homeownership assistance loan of up to $50,000 to income-qualified buyers purchasing in Davis County. Funds may be used for principal reduction, a permanent interest-rate buy-down (up to $10,000), and/or up to 50% of the required down payment and closing costs. The loan is sized to bring the buyer's front-end housing DTI to 35%. No monthly payments; repaid with 1% interest at sale or ineligible refinance. Not a first-time-buyer program; may stack with state DPA for up to $70,000. Up to $50,000 (principal reduction + up to $10,000 rate buy-down + up to 50% of down payment/closing costs). 1% interest. No monthly payments. Due at sale or ineligible refinance. Stacks with state DPA up to $70,000.

Nag-aalok ang Davis County Homeownership Assistance Program ng tulong na hanggang $50,000. Mga award tier: Interest-rate buy-down capped at $10,000; down-payment portion capped at 50% of required down payment and closing costs. Ambag ng bibili ng bahay: County does not pull credit; requires fully executed REPC + lender pre-approval letter at application. Ang mga halaga ay ang pinakamataas na inilathala ng programa, hindi isang alok — ang Davis County Community & Economic Development ang nagpapasya sa anumang indibidwal na award.

Ipinagpaliban ang Davis County Homeownership Assistance Program, kaya walang bayarin hanggang maibenta o ma-refinance ang bahay, o mabayaran nang buo ang unang mortgage. Kailangang bayaran kapag may Loan plus 1% accrued interest due at sale or ineligible refinance (rate/term refi not reducing payment, or non-repair cash-out refi). Ang mga tuntunin sa pagpapatawad at pagbabayad ay itinatakda ng programa at maaaring magbago — kumpirmahin ang mga ito sa opisyal na pahina ng programa bago mag-apply.

Bukas ang Davis County Homeownership Assistance Program sa mga bibili ng bahay na titira sa bahay bilang pangunahing tirahan. Loan term: No fixed term; deferred until sale or ineligible refinance.. Income at/below published thresholds; fully executed REPC + lender pre-approval at application; first-come, first-qualified. 2025 funds were exhausted at review; applications scheduled to re-open July 1, 2026 - confirm funding availability before relying on this.

Nililimitahan ng Davis County Homeownership Assistance Program ang kita ng sambahayan sa $96,400. Ang mga numero ng median na kita sa lugar ay inilalathala ng HUD at ina-update taun-taon, kaya tingnan ang kasalukuyang talahanayan para sa county bago umasa sa isang numero.

Magagamit ang Davis County Homeownership Assistance Program para sa Single Family.

Pinaglilingkuran ng Davis County Homeownership Assistance Program ang mga bibili ng bahay sa Statewide, Utah.

Dumadaan sa Davis County Community & Economic Development ang mga aplikasyon para sa Davis County Homeownership Assistance Program, na naglalathala ng kasalukuyang mga tuntunin at mga hakbang sa pag-apply sa sarili nitong site. Ang Hey Prescott ay hindi nagpapautang at hindi tumatanggap ng aplikasyon; inilalarawan ng pahinang ito ang programa para madala ito ng bibili ng bahay sa isang lender o housing counselor.