本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- This is a rate-reduction loan OPTION layered on an underlying AHFC first mortgage, not a standalone DPA. Improvement tier: within 365 days of closing borrower obtains initial rating, completes improvements, obtains final rating, submits docs within 30 days. Energy raters: https://akrebate.ahfc.us/Resources/Rater/List. Not confirmed (blank): min_credit_score, max_dti, income limits (none apply to this option).
- 位于Alaska的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Alaska的房屋Alaska的房屋,以及本项目接受的房屋
- 63.2% 独栋独栋住宅
- 7.8% 联排联排别墅
- 12.4% 2–4个单元2–4个单元
- 12.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 4.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$352,900
Alaska房屋价值中位数
36.8%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请两个步骤,按此顺序
联系Alaska Housing Finance Corporation (AHFC)预留资金
资金通过Lender reserves rate via AHFC daily rate system; for the improvement tier, lender notifies AHFC at application.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Energy Efficiency Interest Rate Reduction (EEIRR)是什么?
Energy Efficiency Interest Rate Reduction (EEIRR)是面向Statewide,Alaska购房者的第一抵押贷款,由Alaska Housing Finance Corporation (AHFC)管理。 To promote energy efficiency, AHFC offers interest-rate reductions on the first $250,000 of a single-family loan for homes meeting certain energy-rating criteria, or when borrowers make qualifying energy improvements to an existing home. The reduction is layered onto an underlying AHFC loan (e.g., My Home, First Home). Larger reductions apply to homes without natural-gas access. Reduces interest rate on the first $250,000 of the loan. Larger reductions for homes without natural gas access. Available on new construction, existing efficient homes, and post-purchase energy improvements. 资金来自AHFC single-family loan funds。
需要偿还吗?
Energy Efficiency Interest Rate Reduction (EEIRR)是第一抵押贷款,按Alaska Housing Finance Corporation (AHFC)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Energy Efficiency Interest Rate Reduction (EEIRR)面向将房屋作为主要住所自住的购房者。 This is a rate-reduction loan OPTION layered on an underlying AHFC first mortgage, not a standalone DPA. Improvement tier: within 365 days of closing borrower obtains initial rating, completes improvements, obtains final rating, submits docs within 30 days. Energy raters: https://akrebate.ahfc.us/Resources/Rater/List. Not confirmed (blank): min_credit_score, max_dti, income limits (none apply to this option).
可用于哪类房屋?
Energy Efficiency Interest Rate Reduction (EEIRR)可用于Single Family、Condo和Manufactured。 新建房屋符合条件。 预制房屋符合条件。
适用于哪些地区?
Energy Efficiency Interest Rate Reduction (EEIRR)服务于在Statewide,Alaska购房的购房者。
如何申请?
Energy Efficiency Interest Rate Reduction (EEIRR)的申请通过Alaska Housing Finance Corporation (AHFC)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Lender reserves rate via AHFC daily rate system; for the improvement tier, lender notifies AHFC at application.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Alaska购房者面向Alaska购房者的其他项目
- Manufactured Home Loan最高$175,000
- NeighborhoodLIFT Down Payment Assistance (NeighborWorks Alaska)最高$12,500
- New Home Construction Rebate (AHFC)最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Alaska的全部76个项目项目条款由Alaska Housing Finance Corporation (AHFC)设定,并可能变化;申请前请在官方网站上确认。