First Home Limited (Tax-Exempt Program / TEP)

First Home Limited (Tax-Exempt Program / TEP)是面向Statewide，Alaska购房者的第一抵押贷款，由Alaska Housing Finance Corporation (AHFC)管理。 First Home Limited is AHFC's tax-exempt bond-financed first mortgage offering below-market fixed interest rates to eligible first-time homebuyers who meet maximum income and acquisition-cost (purchase-price) limits. Financed through Qualified Mortgage Revenue Bonds, it delivers a rate lower than AHFC's standard First Home product. AHFC does not lend directly; loans are originated through AHFC-approved lenders. A federal recapture tax may apply on sale within nine years. Below-market fixed interest rate. Statewide availability. Stackable rate reductions (low-income, energy efficiency, state veterans preference, AHELP). Veterans and targeted-area buyers exempt from first-time-buyer requirement. 资金来自Tax-exempt Qualified Mortgage Revenue Bonds (QMRB) issued by AHFC。

First Home Limited (Tax-Exempt Program / TEP)是第一抵押贷款，按Alaska Housing Finance Corporation (AHFC)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

First Home Limited (Tax-Exempt Program / TEP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Waived for (1) homes in HUD-designated targeted census tracts and (2) qualified veterans (no prior First Home Limited or Veterans Mortgage loan; separation other than dishonorable; DD-214 + COE/Title 38 letter). Current 30-yr rate 5.625% per AHFC rate sheet valid 06/08/2026. Not confirmed (left blank): min_credit_score, max_dti, max_first_mortgage_amount, rate_lock_period, provider_email. This is a rate product with no separate DPA dollar component.

First Home Limited (Tax-Exempt Program / TEP)将家庭收入限制在$114,300。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

First Home Limited (Tax-Exempt Program / TEP)将房价上限设为$544,232。 符合条件的房屋类型包括Single Family、Condo、Common Interest Community Unit、Duplex和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

First Home Limited (Tax-Exempt Program / TEP)在其服务群体中提到了退伍军人、现役军人和预备役人员和国民警卫队成员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

First Home Limited (Tax-Exempt Program / TEP)服务于在Statewide，Alaska购房的购房者。 该项目针对特定区域：HUD-designated targeted census tracts (e.g., Anchorage 6.01/6.02/9.01/11.01; Bethel; Dillingham; Kenai Peninsula; Kusilvak; Mat-Su 1.01; Nome; Northwest Arctic; Southeast Fairbanks; Yukon-Koyukuk). Higher income/acquisition limits and waiver of first-time-buyer requirement.

First Home Limited (Tax-Exempt Program / TEP)的申请通过Alaska Housing Finance Corporation (AHFC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Approved lender reserves rate via AHFC daily rate system预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。