Habitat for Humanity Anchorage Homeowner Program

Habitat for Humanity Anchorage Homeowner Program是面向Anchorage，Alaska购房者的第一抵押贷款，由Habitat for Humanity Anchorage管理。 Habitat for Humanity Anchorage offers affordable homeownership to income-qualified Anchorage residents (30%-60% AMI). Homebuyers complete 250-600 hours of sweat equity per adult as their down payment, attend financial and homebuyer education classes, and receive an affordable Habitat mortgage kept below 30% of monthly income. Affordable 0%-style Habitat mortgage. Sweat equity replaces cash down payment. Required education. 资金来自Habitat for Humanity Anchorage (donations, ReStore proceeds, sponsorships)。

Habitat for Humanity Anchorage Homeowner Program是第一抵押贷款，按Habitat for Humanity Anchorage设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Anchorage Homeowner Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a house in the last three years. 关于信用，该项目说明：Good or repairable credit; out of bankruptcy 2+ years; no bankruptcy/foreclosure in past 3 years; liens/judgments satisfied. 须参加购房者教育课程，由Dave Ramsey Financial class, AHFC first-time homebuyer class, HOA classes提供。 居住要求：Lived/worked in Anchorage 1+ year; 1 year on-time rental history。 公民身份或移民身份：U.S. citizens or permanent legal residents。 30%-60% AMI; 250-600 sweat-equity hours/adult; 1 year on-time rental history; <$10,000 liquid assets; no homeownership in last 3 years; no bankruptcy/foreclosure in last 3 years; complete classes.

Habitat for Humanity Anchorage Homeowner Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Household income 30%-60% of Anchorage median income for family size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Anchorage Homeowner Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity Anchorage Homeowner Program服务于在Anchorage，Alaska购房的购房者。

Habitat for Humanity Anchorage Homeowner Program的申请通过Habitat for Humanity Anchorage办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。