Native American Homeownership Initiative (NAHI) Grant

Native American Homeownership Initiative (NAHI) Grant是面向Anchorage，Alaska购房者的补助金。 The NAHI Grant is a $25,000 down payment and closing cost grant from the Federal Home Loan Bank of Des Moines Native American Homeownership Initiative, administered locally in Alaska by Cook Inlet Lending Center. Restricted to Alaska Native, American Indian, and Native Hawaiian borrowers (tribal documentation required). Funds may be used for down payment, closing costs, and prepaid expenses. The grant carries a 5-year owner-occupancy retention period; pro-rata repayment is owed if the home is sold or vacated early. Statewide Alaska eligibility. $25,000 grant (per household) for Alaska Native, American Indian, and Native Hawaiian homebuyers, usable for down payment, closing costs, and prepaid expenses. True grant — no monthly payment and no repayment required if borrower satisfies the 5-year owner-occupancy retention period. Funded by FHLB Des Moines Native American Homeownership Initiative (NAHI) and locally administered by Cook Inlet Lending Center. 资金来自FHLB、Federal和FHLB Des Moines Native American Homeownership Initiative。

Native American Homeownership Initiative (NAHI) Grant属于补助金，因此无需偿还。 触发还款的情形：Pro-rata repayment if borrower sells or vacates the home within 5 years (FHLB Des Moines NAHI retention)。 该援助以Grant — no lien (or subordinate retention agreement / 5-year deed restriction)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Native American Homeownership Initiative (NAHI) Grant面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No CILC-published minimum; first mortgage credit standards apply。 须参加购房者教育课程，由HUD-approved homebuyer education provider (in-person or virtual)提供。 居住要求：Property must be in Alaska; primary residence only。 公民身份或移民身份：U.S. citizen or eligible non-citizen (per primary mortgage standards)。 Restricted to Alaska Native, American Indian, or Native Hawaiian borrowers — tribal card OR letter from your corporation (e.g., ANCSA Native Corporation) is required as documentation. 5-year owner-occupancy retention period: borrower must owner-occupy the subject property for 5 years; sale or vacancy before 5 years triggers pro-rata recapture (FHLB Des Moines NAHI rules). Must have an active first mortgage application in process with CILC. Limited to one grant per household. Limited to 1-4 unit properties. FHLB NAHI runs on annual cycles and may close mid-year when funds are exhausted — verify availability.

Native American Homeownership Initiative (NAHI) Grant将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% NAHASDA AMI by household size. Two tiers — Statewide Alaska (1-person $64,050 to 8-person $120,750) and Anchorage (1-person $72,250 to 8-person $136,250). Effective April 1, 2025. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Native American Homeownership Initiative (NAHI) Grant的房价上限如下：No stated maximum。 符合条件的房屋类型包括1-4 unit (single-family, duplex, triplex, fourplex, condo, PUD, townhome)。 新建房屋符合条件。 预制房屋符合条件。

Native American Homeownership Initiative (NAHI) Grant在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Native American Homeownership Initiative (NAHI) Grant服务于在Anchorage，Alaska购房的购房者。

Native American Homeownership Initiative (NAHI) Grant的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reservations made through CILC against FHLB Des Moines annual NAHI allocation; first-come, first-served; subject to fund availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。