Home Start Homeownership Program (Kodiak Island Housing Authority)

Home Start Homeownership Program (Kodiak Island Housing Authority)是面向Kodiak，Alaska购房者的第一抵押贷款，由Kodiak Island Housing Authority (KIHA)管理。 Home Start increases affordable homeownership for low-to-very-low-income Alaska Native/American Indian households in Kodiak who don't qualify for conventional loans. KIHA originates financing for homes priced $300,000 or less for first-time owner-occupant buyers earning no more than 80% of Kodiak's median family income, with a 1% minimum down payment. 1% minimum down payment. Manageable monthly payments. For AIAN buyers. Home price up to $300,000. 资金来自NAHASDA / Indian Housing Block Grant (KIHA NMLS 287823)。

Home Start Homeownership Program (Kodiak Island Housing Authority)是第一抵押贷款，按Kodiak Island Housing Authority (KIHA)设定的条款偿还。 该援助以First mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Home Start Homeownership Program (Kodiak Island Housing Authority)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由AHFC-approved Homebuyer Education Class (plus credit counseling when applicable)提供。 居住要求：Kodiak Island。 公民身份或移民身份：Proof of Alaska Native or American Indian heritage。 Proof of AIAN heritage; first-time homebuyer; owner-occupancy; income <=80% Kodiak MFI; 1% down (not borrowed/gift); AHFC-approved homebuyer education. Interest rate, credit, DTI, annual cap not stated; application is a scanned packet.

Home Start Homeownership Program (Kodiak Island Housing Authority)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Must not exceed 80% of the Median Family Income for Kodiak. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Home Start Homeownership Program (Kodiak Island Housing Authority)将房价上限设为$300,000。 新建房屋符合条件。 预制房屋不符合条件。

Home Start Homeownership Program (Kodiak Island Housing Authority)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Home Start Homeownership Program (Kodiak Island Housing Authority)服务于在Kodiak，Alaska购房的购房者。

Home Start Homeownership Program (Kodiak Island Housing Authority)的申请通过Kodiak Island Housing Authority (KIHA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。