Interest Rate Reduction for Low-Income Borrowers (IRRLIB)

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)是面向Statewide，Alaska购房者的首付援助，由Alaska Housing Finance Corporation (AHFC)管理。 IRRLIB is an AHFC loan option offering subsidized interest rates (0.5% or 1.0% reduction) to low-income borrowers, depending on family income and size. The reduction applies to the first $180,000 of the loan. Qualified borrowers cannot have owned a primary residence in the last three years and cannot own other residential property within 50 miles. Subsidized interest rate (0.5%-1.0% reduction on first $180,000) lowering monthly payments for income-qualified buyers. 资金来自AHFC。

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)是首付援助，按Alaska Housing Finance Corporation (AHFC)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No primary residence in last 3 years (exceptions may apply); cannot own other residential property within 50 miles. 须参加购房者教育课程，由AHFC-approved homebuyer education class提供。 Income within IRRLIB limits; AHFC-approved homebuyer education; homes 10+ years require inspection; apply via approved lender. Exact income-limit dollars not published on the option page.

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)的收入限制如下：Family income within AHFC IRRLIB area limits; reduction amount (0.5% vs 1%) depends on income and family size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)可用于Single Family、Condo、Common Interest Community unit和Manufactured (Type I)。 预制房屋符合条件。

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)服务于在Statewide，Alaska购房的购房者。

Interest Rate Reduction for Low-Income Borrowers (IRRLIB)的申请通过Alaska Housing Finance Corporation (AHFC)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。