看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

全州项目第一抵押贷款

Veterans Mortgage Program (Veterans Tax-Exempt)

Veterans Mortgage Program (Veterans Tax-Exempt)是面向Statewide,Alaska购房者的第一抵押贷款,由Alaska Housing Finance Corporation (AHFC)管理。

最近核实于来源:Alaska Housing Finance Corporation (AHFC)

该项目要求

  • 房屋作为主要住所自住
  • 最低信用分数620
  • Qualifying veteran = retired OR active-duty personnel who completed initial military obligation; must apply within 25 years of discharge; separation other than dishonorable; two unmarried borrowers must both be qualified veterans. Qualifying service may include U.S. Armed Forces, Reserves, Public Health Service, NOAA, or service-academy cadet service. Evidence: DD-214 + Certificate of Veterans Eligibility or Title 38 letter. Not confirmed (blank): max_dti, points/fees specifics, rate_lock_period, education mandate.
  • 位于Alaska的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Alaska的房屋

  • 63.2% 独栋
  • 7.8% 联排
  • 12.4% 2–4个单元
  • 12.5% 5+个单元
  • 4.1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$352,900

Alaska房屋价值中位数

36.8%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 联系Alaska Housing Finance Corporation (AHFC)预留资金

    资金通过Daily rate posting/reservation via AHFC approved lenders预留,视资金情况而定。

  2. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Veterans Mortgage Program (Veterans Tax-Exempt)是什么?

Veterans Mortgage Program (Veterans Tax-Exempt)是面向Statewide,Alaska购房者的第一抵押贷款,由Alaska Housing Finance Corporation (AHFC)管理。 AHFC's Veterans Mortgage Program offers qualified Alaska veterans a reduced-rate first mortgage funded through tax-exempt mortgage revenue bonds. Qualified veterans may purchase owner-occupied single-family residences and, with restrictions, a duplex/triplex/fourplex; long-term financing is also available for owner-built newly constructed homes. Unlike First Home Limited, qualified veterans do not have to be first-time homebuyers. A federal recapture tax may apply on sale within nine years. Below-market first-mortgage rate via tax-exempt bonds. First-time-homebuyer requirement waived for qualified veterans. Available on conventional, VA, or FHA/HUD/RD financing. Owner-built new construction financing available. 资金来自Tax-exempt Qualified Mortgage Revenue Bonds (QMRB) issued by AHFC。

需要偿还吗?

Veterans Mortgage Program (Veterans Tax-Exempt)是第一抵押贷款,按Alaska Housing Finance Corporation (AHFC)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Veterans Mortgage Program (Veterans Tax-Exempt)面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为620。 Qualifying veteran = retired OR active-duty personnel who completed initial military obligation; must apply within 25 years of discharge; separation other than dishonorable; two unmarried borrowers must both be qualified veterans. Qualifying service may include U.S. Armed Forces, Reserves, Public Health Service, NOAA, or service-academy cadet service. Evidence: DD-214 + Certificate of Veterans Eligibility or Title 38 letter. Not confirmed (blank): max_dti, points/fees specifics, rate_lock_period, education mandate.

收入限制是多少?

Veterans Mortgage Program (Veterans Tax-Exempt)的收入限制如下:No income limit on the Veterans Mortgage Program itself. (A separate State Veterans Interest Rate Preference option has its own income limits by area/household size, eff. 06/01/2026, e.g. Anchorage 4-person $106,800 - not part of this program and not combinable with it.)。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Veterans Mortgage Program (Veterans Tax-Exempt)的房价上限如下:No acquisition-cost limit on the Veterans Mortgage Program. 符合条件的房屋类型包括Single Family、Condo、Common Interest Community Unit、Duplex、2-4 Unit和Manufactured。 新建房屋符合条件。 预制房屋符合条件。

是否有针对特定群体的资格?

Veterans Mortgage Program (Veterans Tax-Exempt)在其服务群体中提到了退伍军人、现役军人和预备役人员和国民警卫队成员。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Veterans Mortgage Program (Veterans Tax-Exempt)服务于在Statewide,Alaska购房的购房者。

如何申请?

Veterans Mortgage Program (Veterans Tax-Exempt)的申请通过Alaska Housing Finance Corporation (AHFC)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Daily rate posting/reservation via AHFC approved lenders预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Alaska Housing Finance Corporation (AHFC)设定,并可能变化;申请前请在官方网站上确认。