HABD Housing Choice Voucher (HCV) Homeownership Program

HABD Housing Choice Voucher (HCV) Homeownership Program是面向Birmingham，Alabama购房者的首付援助，由Housing Authority of the Birmingham District (HABD)管理。 HABD's Housing Choice Voucher (HCV)/Section 8 Homeownership Program allows qualified voucher holders to apply their housing assistance toward monthly mortgage payments instead of rent. It includes homebuyer education and counseling, eligibility screening and pre-purchase readiness, budgeting/credit counseling, assistance securing mortgage financing, and post-purchase support. Open to first-time homebuyers meeting income, employment, and credit criteria; elderly and disabled participants may qualify under different requirements. Voucher applied toward monthly mortgage payments instead of rent. Homebuyer education and counseling. Credit counseling and financial planning. Assistance securing mortgage financing. Post-purchase support. 资金来自HUD Housing Choice Voucher (Section 8) program。

HABD Housing Choice Voucher (HCV) Homeownership Program是首付援助，按Housing Authority of the Birmingham District (HABD)设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HABD Housing Choice Voucher (HCV) Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Elderly and disabled participants may qualify under different HUD HCV homeownership requirements。 须参加购房者教育课程，由HABD homebuyer education and counseling提供。 居住要求：Must be an eligible HABD Housing Choice Voucher holder。 This is a HUD Section 8 (HCV) homeownership program providing ongoing MONTHLY mortgage subsidy via the voucher, not a lump-sum cash down-payment grant (assistance_type set to other; no fixed assistance amount applies). Must be an eligible HABD HCV participant. Application, Statement of Obligations, and Interest Form are downloadable on the program page.

HABD Housing Choice Voucher (HCV) Homeownership Program的收入限制如下：Must be an eligible Housing Choice Voucher participant meeting HUD/HABD income, employment, and credit criteria。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HABD Housing Choice Voucher (HCV) Homeownership Program可用于Single Family。

HABD Housing Choice Voucher (HCV) Homeownership Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

HABD Housing Choice Voucher (HCV) Homeownership Program服务于在Birmingham，Alabama购房的购房者。

HABD Housing Choice Voucher (HCV) Homeownership Program的申请通过Housing Authority of the Birmingham District (HABD)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。