Homeownership Assistance Program (City of Auburn)

Homeownership Assistance Program (City of Auburn)是面向Auburn，Alabama购房者的延期第二贷款，由City of Auburn Community Services Department (with subrecipient North Auburn Housing Development Corporation)管理。 The City of Auburn uses CDBG funds to help low- and moderate-income first-time buyers by providing a deferred 3rd-mortgage of up to $3,000 toward closing costs and up-front expenses. In addition, the North Auburn Housing Development Corporation (NAHDC) offers qualified applicants a 30-year, low-interest amortized loan of up to $20,000, which lowers the buyer's interest costs and monthly payment. Applicants must be pre-approved for financing, contribute a minimum $500 down payment, have reasonably good credit, meet HUD income limits, and complete housing counseling. Deferred 3rd-mortgage up to $3,000 for closing costs. NAHDC 30-year low-interest loan up to $20,000. Lowers monthly payment and interest costs. Housing counseling provided. Only $500 minimum buyer down payment required. 资金来自Community Development Block Grant (CDBG) from HUD; NAHDC financing.

Homeownership Assistance Program (City of Auburn)提供最高$3,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Auburn Community Services Department (with subrecipient North Auburn Housing Development Corporation)决定。

Homeownership Assistance Program (City of Auburn)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Third顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homeownership Assistance Program (City of Auburn)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Applicant must have reasonably good credit with no outstanding delinquent federal debt. 须参加购房者教育课程，由Housing counseling sessions coordinated by the City of Auburn Community Services Manager.提供。 居住要求：Home must be purchased within the City of Auburn. Applicant must have a minimum down payment of $500 and be pre-approved for financing. Exact HUD income dollar limits, max purchase price, and credit score cutoff are not published on the official page and are omitted.

Homeownership Assistance Program (City of Auburn)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Applicants must meet HUD income limits for the Auburn-Opelika, AL area (program serves low- and moderate-income individuals). Exact dollar table not published on this page. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homeownership Assistance Program (City of Auburn)可用于Single Family。 新建房屋符合条件。

Homeownership Assistance Program (City of Auburn)服务于在Auburn，Alabama购房的购房者。

Homeownership Assistance Program (City of Auburn)的申请通过City of Auburn Community Services Department (with subrecipient North Auburn Housing Development Corporation)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through the City of Auburn Community Services Department at Boykin Community Center; appointment with the Community Services Manager required.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。