ADFA Mortgage Credit Certificate (MCC) Program

ADFA Mortgage Credit Certificate (MCC) Program是面向Arkansas购房者的抵押贷款抵税证书，由Arkansas Development Finance Authority (ADFA)管理。 The ADFA Mortgage Credit Certificate (MCC) is a dollar-for-dollar federal income tax credit for first-time, low-to-moderate-income Arkansas homebuyers. The certificate allows qualifying homebuyers to claim a federal tax credit on a portion of the annual mortgage interest paid, capped at $2,000 per year, for the life of the loan. Annual federal income tax credit on a percentage of mortgage interest paid, capped at $2,000 per year for the life of the loan.

ADFA Mortgage Credit Certificate (MCC) Program提供最高$2,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Arkansas Development Finance Authority (ADFA)决定。

ADFA Mortgage Credit Certificate (MCC) Program是税收抵免而非贷款，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

ADFA Mortgage Credit Certificate (MCC) Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 CAUTION/.

ADFA Mortgage Credit Certificate (MCC) Program的收入限制如下：Household income cannot exceed ADFA MCC maximum limits (vary by county/household size). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

ADFA Mortgage Credit Certificate (MCC) Program将房价上限设为$250,000。

ADFA Mortgage Credit Certificate (MCC) Program服务于在Arkansas任何地方购房的购房者。

ADFA Mortgage Credit Certificate (MCC) Program的申请通过Arkansas Development Finance Authority (ADFA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。