Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program是面向Arkansas购房者的可免除贷款，由Southern Bancorp Community Partners (SBCP), in partnership with Southern Bancorp mortgage division管理。 The Wealth Builders for Everyone Down Payment Assistance Program from Southern Bancorp Community Partners (a CDFI) offers forgivable down payment assistance to low-to-moderate-income and minority/underserved homebuyers, paired with a Southern Bancorp mortgage and HUD-approved homebuyer education. Southern Bancorp's banking footprint spans Arkansas and Mississippi. Up to $12,000 as a forgivable loan toward down payment, prepaids, and closing costs; 0% interest, $0 monthly payment, forgiven at 20% per year and fully forgiven after 5 years if all criteria are met.

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program提供最高$12,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Southern Bancorp Community Partners (SBCP), in partnership with Southern Bancorp mortgage division决定。

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Failure to meet program criteria during the 5-year forgiveness period; forgiven at 20% per year. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Southern Bancorp Community Partners HUD-certified housing counselors.提供。 Offered through Southern Bancorp's mortgage division (must obtain a Southern Bancorp mortgage). Eligibility focuses on low-to-moderate-income homebuyers, minority families, and traditionally underserved communities. Requires HUD-approved homebuyer education from SBCP's HUD-certified housing counselors. Available within Southern Bancorp's service footprint (Arkansas and Mississippi). Confirm exact income limits and current geographic eligibility directly with Southern Bancorp.

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program的收入限制如下：Targeted to low-to-moderate-income (LMI) homebuyers; specific limits set by SBCP. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program服务于在Arkansas任何地方购房的购房者。

Southern Bancorp Wealth Builders for Everyone Down Payment Assistance Program的申请通过Southern Bancorp Community Partners (SBCP), in partnership with Southern Bancorp mortgage division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。