City of Jonesboro Homeownership Assistance Program

City of Jonesboro Homeownership Assistance Program是面向Jonesboro，Arkansas购房者的可免除贷款，由City of Jonesboro Grants and Community Development Departments管理。 The City of Jonesboro Homeownership Assistance Program helps low- and moderate-income first-time homebuyers purchase a home within the Jonesboro city limits by covering down payment and closing-cost out-of-pocket expenses. Assistance is a forgivable lien. Up to $5,000 toward down payment and closing-cost out-of-pocket expenses, paid directly to the title company, as a 3-year forgivable lien (fully forgiven after owning and occupying the home for 3 years).

City of Jonesboro Homeownership Assistance Program提供最高$5,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Jonesboro Grants and Community Development Departments决定。

City of Jonesboro Homeownership Assistance Program在3年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or failure to own/occupy the home during the 3-year forgiveness period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Jonesboro Homeownership Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 居住要求：Property must be within Jonesboro city limits. Must be a first-time homebuyer (no home ownership in the last 3 years). Must complete a homebuyer education course with a HUD-approved counseling service. Property must be within Jonesboro city limits and not within a flood zone. Funds applied to buyer's out-of-pocket closing/down payment expense paid to the title company.

City of Jonesboro Homeownership Assistance Program的收入限制如下：Targeted to low- and moderate-income homebuyers; income eligibility verified by the city. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Jonesboro Homeownership Assistance Program服务于在Jonesboro，Arkansas购房的购房者。

City of Jonesboro Homeownership Assistance Program的申请通过City of Jonesboro Grants and Community Development Departments办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。