Fort Smith Homebuyers Assistance Program (FSHAP)

Fort Smith Homebuyers Assistance Program (FSHAP)是面向Fort Smith，Arkansas购房者的延期第二贷款，由Crawford-Sebastian Community Development Council (C-SCDC) Homeownership Center, using City of Fort Smith HOME funds管理。 FSHAP is administered by the Crawford-Sebastian Homeownership Center using City of Fort Smith HUD HOME funds to help low- and moderate-income first-time and repeat homebuyers with down payment, closing costs, and principal reduction (purchase-price subsidy) for homes within the Fort Smith city limits. Secured by a deed restriction with an affordability period. Up to $10,000 toward down payment and closing costs; separately, up to $40,000 to subsidize the purchase price (gap/subsidy). Subsidy may not exceed the amount needed to make the home affordable. 资金来自City of Fort Smith HUD HOME Investment Partnerships Program funds。

Fort Smith Homebuyers Assistance Program (FSHAP)提供最高$40,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Crawford-Sebastian Community Development Council (C-SCDC) Homeownership Center, using City of Fort Smith HOME funds决定。

Fort Smith Homebuyers Assistance Program (FSHAP)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：If the borrower sells before the end of the affordability period, a portion of the assistance must be repaid to the City of Fort Smith. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Fort Smith Homebuyers Assistance Program (FSHAP)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Crawford-Sebastian Community Development Council (C-SCDC) Homebuyer Education.提供。 居住要求：Property must be within the corporate limits of the City of Fort Smith. FUNDING CAVEAT: As of the C-SCDC page a note states prior-year funds were exhausted and to check back in 2026; confirm current funding availability with C-SCDC before relying on this program. Available only for homes within the City of Fort Smith. Existing-home purchase price cannot exceed $160,000; new-construction cannot exceed $195,000. Each property must pass an environmental review and Minimum Housing Standards inspection; pre-1978 homes inspected for lead. Buyer must receive HUD-certified housing counseling, complete the C-SCDC Homebuyer Education course, and be certified income-eligible by C-SCDC.

Fort Smith Homebuyers Assistance Program (FSHAP)的收入限制如下：Low- and moderate-income; income eligibility certified by C-SCDC using the HUD Income Calculator. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Fort Smith Homebuyers Assistance Program (FSHAP)将房价上限设为$160,000。

Fort Smith Homebuyers Assistance Program (FSHAP)服务于在Fort Smith，Arkansas购房的购房者。

Fort Smith Homebuyers Assistance Program (FSHAP)的申请通过Crawford-Sebastian Community Development Council (C-SCDC) Homeownership Center, using City of Fort Smith HOME funds办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。