UHDC Mutual Self-Help Housing Program (USDA Section 502)

UHDC Mutual Self-Help Housing Program (USDA Section 502)是面向Russellville，Arkansas购房者的第一抵押贷款，由Universal Housing Development Corporation (UHDC)管理。 UHDC's Self-Help Building Program uses USDA Rural Development Section 502 Direct loans to help very-low- and low-income families build their own new, energy-efficient homes in rural Arkansas. Families contribute sweat equity (labor) during construction under a construction supervisor, which keeps the cost of the home low. UHDC processes applications, provides housing counseling, and files the loan application with USDA Rural Development for the county where the home will be built. Build your own home with sweat equity to lower cost. USDA Section 502 Direct financing (rate as low as 1% with payment assistance). No traditional cash down payment. HUD-approved counseling and credit help included. 资金来自USDA Rural Development Section 502 Direct loans; UHDC is a NeighborWorks America chartered member and HUD-approved housing counseling agency。

UHDC Mutual Self-Help Housing Program (USDA Section 502)是第一抵押贷款，按Universal Housing Development Corporation (UHDC)设定的条款偿还。 触发还款的情形：Standard USDA 502 Direct mortgage repayment; USDA payment subsidy subject to recapture per USDA rules。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

UHDC Mutual Self-Help Housing Program (USDA Section 502)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由UHDC (HUD-approved housing counseling agency; provides homebuyer education and credit counseling)提供。 Serves Pope, Logan, Conway, Yell, and Johnson counties only. Requires sweat-equity labor during construction. Underlying financing is the USDA Section 502 Direct loan, so USDA income, area, and loan-limit rules apply (county-specific - verify on the official USDA income eligibility site).

UHDC Mutual Self-Help Housing Program (USDA Section 502)的收入限制如下：Targets very-low- and low-income families per USDA Section 502 Direct income limits (county-specific - verify on the official USDA income eligibility site)。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

UHDC Mutual Self-Help Housing Program (USDA Section 502)服务于在Russellville，Arkansas购房的购房者。 该项目针对特定区域：Counties served: Pope, Logan, Conway, Yell, and Johnson (rural areas eligible for USDA Section 502 financing)。

UHDC Mutual Self-Help Housing Program (USDA Section 502)的申请通过Universal Housing Development Corporation (UHDC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications processed by UHDC first-come, first-served; loan applications then filed with USDA Rural Development for the county where the house will be built预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。