Chandler First-Time Homebuyers Program (Community Land Trust)

Chandler First-Time Homebuyers Program (Community Land Trust)是面向Chandler，Arizona购房者的首付援助，由City of Chandler Community Development Division; delivered by Newtown Community Development Corporation管理。 The Chandler First-Time Homebuyers Program provides affordable homeownership to low-income first-time buyers using a Community Land Trust (CLT) model administered by Newtown CDC. Buyers pay only for the structure; the land is retained under a 99-year renewable ground lease, keeping the home permanently affordable. Funded by HOME funds via the Maricopa HOME Consortium; ~69 CLT homes in Chandler. Below-market price - buyer pays only for the structure. 99-year renewable ground lease at low monthly cost. Shared-equity resale restrictions protect equity and affordability. Homebuyer education and counseling included. Post-purchase support: refinancing/resale assistance, tool library. DPA/WISH funds may apply toward $2,500 contribution. 资金来自HOME Investment Partnerships Program (Maricopa HOME Consortium / HUD); FHLB funds for DPA match。

Chandler First-Time Homebuyers Program (Community Land Trust)是首付援助，按City of Chandler Community Development Division; delivered by Newtown Community Development Corporation设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Chandler First-Time Homebuyers Program (Community Land Trust)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Not owned a home in past 3 years; OR single parent who only owned with a former spouse; OR displaced homemaker who only owned with a spouse。 须参加购房者教育课程，由Newtown CDC - First Time Homebuyer Workshop, 2-hour counseling, CLT orientation提供。 Must complete homebuyer workshop, 2-hour counseling, CLT orientation; qualify for a conventional mortgage. City contact: Karin Bishop, (480) 782-4353, karin.bishop@chandleraz.gov. Distinct from the Newtown CLT (Tempe) catalog entry - this program is Chandler-funded and Chandler-located. Participating lenders and current inventory: contact Newtown CDC.

Chandler First-Time Homebuyers Program (Community Land Trust)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Gross household income < 80% AMI by family size. FY2025 Maricopa County (eff. June 1, 2025): 1=$62,850; 2=$71,800; 3=$80,800; 4=$89,750; 5=$96,950; 6=$104,150; 7=$111,300; 8=$118,500. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Chandler First-Time Homebuyers Program (Community Land Trust)可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。

Chandler First-Time Homebuyers Program (Community Land Trust)服务于在Chandler，Arizona购房的购房者。 该项目针对特定区域：Properties within City of Chandler boundaries; CLT homes in specific Chandler neighborhoods.

Chandler First-Time Homebuyers Program (Community Land Trust)的申请通过City of Chandler Community Development Division; delivered by Newtown Community Development Corporation办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。