本页面由机器翻译。英文版本为原文。
CPLC Open Doors Down Payment Assistance Program
CPLC Open Doors Down Payment Assistance Program是面向Phoenix,Arizona购房者的补助金,由Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由CPLC HUD-certified homebuyer education (online via eHomeAmerica)提供
- 居住要求:City of Phoenix
- City of Phoenix only. Income at or below 80% AMI. Amount varies based on financial need — no fixed maximum published. Applicants must apply through CPLC Housing Counseling. CPLC also offers mortgage lending through CPLC Home Lending, LLC (NMLS 2418029) which is a separate subsidiary. [orig: dpa_interest_rate: 0%]
- 位于Phoenix市界内的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Phoenix以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Maricopa County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Phoenix的房屋Phoenix的房屋
- 59.8% 独栋独栋住宅
- 4.8% 联排联排别墅
- 6.1% 2–4个单元2–4个单元
- 26.4% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.9% 活动房屋及其他活动房屋及其他
$420,700
Phoenix房屋价值中位数
41.6%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Phoenix购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由CPLC HUD-certified homebuyer education (online via eHomeAmerica)提供。
联系Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
CPLC Open Doors Down Payment Assistance Program是什么?
CPLC Open Doors Down Payment Assistance Program是面向Phoenix,Arizona购房者的补助金,由Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix管理。 CPLC Housing Counseling, in partnership with the City of Phoenix, offers the Open Doors Down Payment Assistance (DPA) program to first-time homebuyers in Phoenix whose total household earnings are at or below 80% of Area Median Income. The amount awarded varies based on financial need. CPLC is a HUD-approved counseling agency with over 30 years of experience, and also offers bilingual mortgage counseling and lending through its CPLC Home Lending subsidiary. DPA amount based on financial need. City of Phoenix-funded grant. Bilingual English/Spanish services. HUD-approved housing counseling. Access to CPLC Home Lending mortgage products.
需要偿还吗?
CPLC Open Doors Down Payment Assistance Program属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
CPLC Open Doors Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由CPLC HUD-certified homebuyer education (online via eHomeAmerica)提供。 居住要求:City of Phoenix。 City of Phoenix only. Income at or below 80% AMI. Amount varies based on financial need — no fixed maximum published. Applicants must apply through CPLC Housing Counseling. CPLC also offers mortgage lending through CPLC Home Lending, LLC (NMLS 2418029) which is a separate subsidiary. [orig: dpa_interest_rate: 0%].
收入限制是多少?
CPLC Open Doors Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Total household earnings at or below 80% of Area Median Income (AMI). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
CPLC Open Doors Down Payment Assistance Program服务于在Phoenix,Arizona购房的购房者。
如何申请?
CPLC Open Doors Down Payment Assistance Program的申请通过Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Phoenix购房者面向Phoenix购房者的其他项目
- City of Phoenix Section 32 Public Housing Homeownership Program可免除
- Habitat for Humanity Central Arizona Homeownership Program第一抵押贷款
- Home in Five Advantage可免除
两个项目能否结合使用,由各机构决定。申请前请先询问。
Phoenix的全部80个项目项目条款由Chicanos Por La Causa (CPLC) Housing Counseling, in partnership with City of Phoenix设定,并可能变化;申请前请在官方网站上确认。