City of Tempe Community Assisted Mortgage Program (CAMP)

City of Tempe Community Assisted Mortgage Program (CAMP)是面向Tempe，Arizona购房者的延期第二贷款，由City of Tempe Human Services Department - Housing Services管理。 The City of Tempe's Community Assisted Mortgage Program (CAMP) provides zero-percent, non-amortizing deferred loans to income-eligible first-time homebuyers purchasing a primary home within Tempe. Assistance covers down payment and reasonable closing costs; the loan is forgivable if owner-occupancy is maintained for the required period and repaid on sale or move-out. Funded by federal HOME and CDBG dollars. Zero-percent deferred loan. Covers down payment and closing costs. Forgivable if owner-occupancy maintained. City-administered with local housing inspection. 资金来自HOME Investment Partnerships Program (HOME); Community Development Block Grant (CDBG)。

City of Tempe Community Assisted Mortgage Program (CAMP)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Tempe Community Assisted Mortgage Program (CAMP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home in the past three years。 须参加购房者教育课程。 Must not have owned a home in the past three years. Property must pass City of Tempe Housing inspection. Forgiveness term not published online. Distinct from Newtown CLT programs in Tempe.

City of Tempe Community Assisted Mortgage Program (CAMP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income <= 80% AMI for Maricopa County; specific dollar figures not published on city page - contact Housing Services for current HUD table. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Tempe Community Assisted Mortgage Program (CAMP)可用于Single Family、Townhouse和Condominium。 新建房屋不符合条件。 预制房屋不符合条件。

City of Tempe Community Assisted Mortgage Program (CAMP)服务于在Tempe，Arizona购房的购房者。

City of Tempe Community Assisted Mortgage Program (CAMP)的申请通过City of Tempe Human Services Department - Housing Services办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。