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本页面由机器翻译。英文版本为原文。

市级项目延期

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)是面向San Francisco,California购房者的延期第二贷款。

最近核实于

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:FICO score greater than 700
  • 完成购房者教育课程,由HUD-approved housing counseling required提供
  • Sourced from Homebuyer Wallet (CA250075). Targeted to BIPOC communities harmed by SF's history of housing discrimination. Verify with provider before lender use.
  • 位于San Francisco市界内的房屋

不适用于

  • 收入超过$371,400的家庭
  • San Francisco以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$371,400 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

San Francisco的房屋

  • 18% 独栋
  • 12.4% 联排
  • 20.1% 2–4个单元
  • 49.2% 5+个单元
  • 0.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$1.4M

San Francisco房屋价值中位数

76.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在San Francisco购房

如何申请

  1. 参加购房者教育课程

    项目要求,由HUD-approved housing counseling required提供。

  2. 联系管理该项目的机构预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)是什么?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)是面向San Francisco,California购房者的延期第二贷款。 Up to $500,000 deferred loan for downpayment assistance to support wealth-building for Black, Indigenous, and people of color (BIPOC) communities harmed by SF's history of housing discrimination.

需要偿还吗?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:FICO score greater than 700。 须参加购房者教育课程,由HUD-approved housing counseling required提供。 Sourced from Homebuyer Wallet (CA250075). Targeted to BIPOC communities harmed by SF's history of housing discrimination. Verify with provider before lender use.

收入限制是多少?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)将家庭收入限制在$371,400。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)可用于Single-family, Condo, Townhouse。

适用于哪些地区?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)服务于在San Francisco,California购房的购房者。

如何申请?

Mayor's Office of Housing and Community Development (MOHCD) Dream Keeper Downpayment Assistance Loan Program (DK-DALP)的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。