San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)是面向San Francisco，California购房者的增值共享贷款。 Same structure as DALP but earmarked for SFUSD employees (teachers and school staff). Up to $500,000 silent second with shared appreciation. Priority processing in DALP lottery over general applicants. Up to $500,000 in assistance. shared equity with provider at resale. 资金来自City of San Francisco。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)提供最高$500,000的援助。 该项目要求购房者自付1% of purchase price (borrower minimum)。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)是增值共享贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Sale, transfer, or refinance。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Contact lender for current credit score requirements。 须参加购房者教育课程，由HUD-approved housing counselor in San Francisco提供。 居住要求：Property must be in San Francisco; must be SFUSD employee。 公民身份或移民身份：U.S. citizen, permanent resident alien, or other eligible non-citizen。 Must be employed by SFUSD or City College of San Francisco. 30% shared appreciation on sale.

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)将家庭收入限制在地区收入中位数的200%，该数值因县和家庭人数而异。 Workforce/moderate income: household income ≤200% AMI. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)的房价上限如下：Conforms to FHA/conventional high-balance limits for this high-cost county; contact program for current limits。 符合条件的房屋类型包括Single-family (1-4 unit), FHA-approved condominium, townhome/PUD。 新建房屋符合条件。 预制房屋不符合条件。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)在其服务群体中提到了教育工作者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)服务于在San Francisco，California购房的购房者。

San Francisco Educators DALP (Educators Downpayment Assistance Loan Program)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through SF MOHCD; limited slots; contact for availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。