San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)是面向San Francisco，California购房者的延期第二贷款。 Silent-second deferred loan. Higher AMI ceiling than BMR DALP. Strict DTI limits (front 30-43%, back ≤45%). Reserves cap at $80K. Silent-second deferred loan to assist first-time homebuyers in San Francisco. Available alongside BMR DALP for higher-income tier. First-come-first-served. 资金来自MOHCD。

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：sale, refinance, or change of primary residence。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - homesanfrancisco.org homebuyer education提供。 Sourced via Homebuyer Wallet (CA20250035). Maximum income 149% AMI. All adult household members must be FTHB (no ownership last 3 years). Front-end ratio 30-43%, back-end max 45%. Borrower minimum 1% of purchase price (can be gift). Max $80,000 reserves after purchase. 2 months reserves required.

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)将家庭收入限制在地区收入中位数的142%，该数值因县和家庭人数而异。 Maximum 149% of San Francisco AMI. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)可用于Single-family, Condo, Townhouse。

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)服务于在San Francisco，California购房的购房者。

San Francisco Mayor's Office of Housing and Community Development City Second Loan Program (CSLP)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过first-come-first-served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。