Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)是面向Statewide县，Colorado购房者的补助金。 Bank of Colorado's Destination Home HSP provides forgivable grants up to $15,000 for down payment, closing costs, and purchase-related repair. Funded by FHLB Topeka's Homeownership Set-aside Program. Forgiven after 5-year retention. Must use Bank of Colorado as first mortgage lender. Forgivable grant up to $15,000. covers down payment, closing costs, and repair. forgiven after 5-year retention. FHLB Topeka-funded. available through Bank of Colorado statewide. 资金来自Federal (FHLB Topeka)和Private Bank。

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)属于补助金，因此无需偿还。 触发还款的情形：Sale和Move within 5 years (prorated forgiveness)。 该援助以None — grant顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由HUD-approved homebuyer education required提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must use Bank of Colorado as mortgage lender; income at or below 80% AMI; first-time homebuyer; forgivable after 5-year retention period.

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI statewide. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)可用于Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)服务于在Statewide县，Colorado购房的购房者。

Bank of Colorado Destination Home - Homeownership Set-aside Program (HSP)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。