Bank of Colorado Destination Home - HSP+ High Cost Area Program

Bank of Colorado Destination Home - HSP+ High Cost Area Program是面向Statewide (high-cost areas)县，Colorado购房者的补助金。 Bank of Colorado's HSP+ provides enhanced forgivable grants up to $25,000 for buyers in HUD-designated high-cost areas and non-metropolitan Difficult Development Areas. Higher assistance than standard HSP to match elevated costs in mountain resort communities and metro areas. Forgiven after 5-year retention. Enhanced forgivable grant up to $25,000 for HUD high-cost areas. covers down payment, closing costs, and repair. higher grant amounts than standard HSP. forgiven after 5-year retention. mountain resort and metro areas eligible. 资金来自Federal (FHLB Topeka)和Private Bank。

Bank of Colorado Destination Home - HSP+ High Cost Area Program属于补助金，因此无需偿还。 触发还款的情形：Sale和Move within 5 years (prorated)。 该援助以None — grant顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Bank of Colorado Destination Home - HSP+ High Cost Area Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由HUD-approved homebuyer education required提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Property in HUD-designated high-cost area or non-metropolitan Difficult Development Area; income at or below 80% AMI; must use Bank of Colorado.

Bank of Colorado Destination Home - HSP+ High Cost Area Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI; HUD-designated high-cost areas. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Bank of Colorado Destination Home - HSP+ High Cost Area Program的房价上限如下：Must comply with first mortgage guidelines for high-cost areas。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Bank of Colorado Destination Home - HSP+ High Cost Area Program服务于在Statewide (high-cost areas)县，Colorado购房的购房者。 该项目针对特定区域：HUD-designated high-cost areas and Difficult Development Areas in Colorado (Eagle, Pitkin, Summit, Routt, San Miguel counties etc.)。

Bank of Colorado Destination Home - HSP+ High Cost Area Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。