CHFA Grant

CHFA Grant是面向Colorado购房者的补助金。 The CHFA Down Payment Assistance Grant provides up to 3% of the first mortgage loan amount as a grant that does not require repayment. Must be combined with a CHFA first mortgage loan. Borrowers must make a Minimum Financial Investment (MFI) of $1,000 toward the purchase. Income limits apply and vary by county, household size, and whether the property is in a targeted area. Homebuyer education is required. 3% grant of the first mortgage amount. no repayment required. Available statewide to income-qualified buyers through CHFA-approved lenders. Compatible with CHFA first mortgage products including FHA, Conventional, USDA, and VA loans. Minimum $1,000 borrower contribution required. Income limits vary by county. 资金来自State。

CHFA Grant属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CHFA Grant面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。

CHFA Grant将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 Income limits vary by county, household size, and targeted vs. non-targeted area. Check chfainfo.com for current limits by county. Typically ranges from 80%-115% AMI depending on area type. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CHFA Grant的房价上限如下：Purchase price limits vary by county. See chfainfo.com for current limits. Generally aligned with conforming loan limits (up to $766,550 for most CO counties in 2024). 符合条件的房屋类型包括Single Family、Condo、Townhouse和New Construction。 新建房屋符合条件。

CHFA Grant服务于在Colorado任何地方购房的购房者。

CHFA Grant的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。