CHFA Preferred Loan with Down Payment Assistance

CHFA Preferred Loan with Down Payment Assistance是面向Statewide县，Colorado购房者的补助金。 CHFA Preferred Loan pairs a conventional mortgage with a DPA grant of up to 3% of the first mortgage. Allows buyers to use a conventional loan (lower PMI or no PMI with 3% down) and still receive DPA. Must pair with CHFA Preferred conventional mortgage product. Conventional mortgage with DPA grant. no PMI with 3% down. competitive interest rate. paired with CHFA Preferred Conventional loan. statewide. 资金来自State。

CHFA Preferred Loan with Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：None — grant。 该援助以None — grant顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

CHFA Preferred Loan with Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：660 minimum。 须参加购房者教育课程，由CHFA-approved homebuyer education course required ($75 online)提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must use CHFA Preferred conventional first mortgage; 3% down with DPA grant covering all or part; 660 minimum credit score.

CHFA Preferred Loan with Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income limits by county; up to $174,440 in Denver County. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

CHFA Preferred Loan with Down Payment Assistance将房价上限设为$806,500。 符合条件的房屋类型包括Single Family、Condo、Townhouse和PUD。 新建房屋符合条件。 预制房屋不符合条件。

CHFA Preferred Loan with Down Payment Assistance服务于在Statewide县，Colorado购房的购房者。

CHFA Preferred Loan with Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。