City of Longmont Down Payment Assistance Program

City of Longmont Down Payment Assistance Program是面向Longmont，Colorado购房者的延期第二贷款。 Longmont's Prop 123-funded DPA provides up to $40,000 in deferred-payment assistance to first-time buyers purchasing within Longmont. 0% interest; no monthly payments. Administered in partnership with Boulder County Housing. Targets buyers at or below 80% AMI. Deferred DPA up to $40,000. funded by Proposition 123. City of Longmont residents. 0% interest. no monthly DPA payments. expected to serve 30+ households. 资金来自Local Government和State (Prop 123)。

City of Longmont Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance和Maturity Date。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Longmont Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为620。 须参加购房者教育课程，由HUD-approved homebuyer education required提供。 居住要求：City Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Purchase within City of Longmont; income at or below 80% AMI; Prop 123-funded program.

City of Longmont Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income at or below 80% AMI based on Boulder County limits. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Longmont Down Payment Assistance Program的房价上限如下：Must meet program guidelines。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

City of Longmont Down Payment Assistance Program服务于在Longmont，Colorado购房的购房者。 该项目针对特定区域：City of Longmont, Boulder County。

City of Longmont Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。