Colorado Homeownership Assistance for Black Coloradans

Colorado Homeownership Assistance for Black Coloradans是面向Denver Metro，Colorado购房者的补助金。 DMAR has identified five dedicated homebuyer assistance funds specifically for Black Colorado homebuyers to help close the racial homeownership gap. Programs provide grants and DPA through partner nonprofits and lenders throughout the Denver metro area. Multiple programs and lenders available. Targeted homeownership grants for Black Colorado homebuyers. addresses racial homeownership gap. multiple funding sources via DMAR partner network. grant-based assistance. culturally competent counseling. 资金来自Nonprofit、Industry和Private。

Colorado Homeownership Assistance for Black Coloradans属于补助金，因此无需偿还。 触发还款的情形：None — grant。 该援助以None — grant顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Colorado Homeownership Assistance for Black Coloradans面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：620 minimum FICO (varies by partner program)。 须参加购房者教育课程，由HUD-approved homebuyer education; culturally competent counseling提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Identify as Black/African American; income requirements vary by partner program; Denver metro focus.

Colorado Homeownership Assistance for Black Coloradans将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Income up to 120% AMI; varies by specific partner program. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Colorado Homeownership Assistance for Black Coloradans可用于Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Colorado Homeownership Assistance for Black Coloradans服务于在Denver Metro，Colorado购房的购房者。 该项目针对特定区域：Denver metro area (Denver, Adams, Arapahoe, Jefferson, Douglas counties)。

Colorado Homeownership Assistance for Black Coloradans的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。