Eagle County Division of Housing Down Payment Assistance Program

Eagle County Division of Housing Down Payment Assistance Program是面向Statewide，Colorado购房者的延期第二贷款。 Eagle County's original (since 1998) entry-level down payment assistance loan, administered by the Eagle County Division of Housing for households at or below 80% AMI. Provides a deferred-payment 2nd mortgage that helps buyers overcome down payment and closing-cost barriers in one of Colorado's highest-cost housing markets. Designed to layer with ECLF, Good Deeds, and statewide CHFA / CHAC programs. Down payment / closing cost assistance for entry-level Eagle County homebuyers at or below 80% AMI. Structured as a deferred-payment 2nd mortgage with no monthly payments, repaid upon sale, refinance, transfer, or loss of owner-occupancy. Funds may be used for down payment, closing costs, and prepaid items. 资金来自Local Government。

Eagle County Division of Housing Down Payment Assistance Program提供最高$40,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Eagle County Division of Housing Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, refinance, or loss of owner-occupancy。 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Eagle County Division of Housing Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Per first-mortgage underwriting; ECDOH does not publish a separate minimum。 须参加购房者教育课程，由The Valley Home Store; Eagle County Housing & Development Authority提供。 居住要求：Property must be in Eagle County and owner-occupied as primary residence。 公民身份或移民身份：U.S. citizen or eligible non-citizen (per first-mortgage requirements)。 Household income at or below 80% AMI for Eagle County (per published seed range $72,900 - $137,400 across household sizes). First-time homebuyer (no ownership in past 3 years) preferred. Property must be owner-occupied primary residence in Eagle County. Pre-purchase homebuyer education required (delivered through The Valley Home Store / ECHDA). Loan repaid upon sale, refinance, transfer, or loss of owner-occupancy. Funded by Eagle County general funds; the program is the legacy 1998 county DPA that complements ECLF and Good Deeds.

Eagle County Division of Housing Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI for Eagle County, scaled by household size. Per LendSquawk seed data the program income range spans approximately $72,900 (1-person) to $137,400 (8-person) at 80% AMI for FY2026. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Eagle County Division of Housing Down Payment Assistance Program的房价上限如下：No published maximum purchase price; effective ceiling set by 80% AMI qualifying ratios。 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。

Eagle County Division of Housing Down Payment Assistance Program服务于在Statewide，Colorado购房的购房者。

Eagle County Division of Housing Down Payment Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via Eagle County Division of Housing / The Valley Home Store预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。