Elevation Community Land Trust Housing Assistance Program

Elevation Community Land Trust Housing Assistance Program是面向Statewide，Colorado购房者的延期第二贷款。 Elevation Community Land Trust is Colorado's only statewide CLT. It retains land ownership through a 99-year ground lease while buyers own the home at below-market prices. ECLT's DPA loans up to $40,000 reduce purchase price, cover closing costs, or buy down interest rates. Serves 250+ homeowners across 14 municipalities statewide. DPA loans up to $40,000. reduces purchase price, covers closing costs, or buys down interest rate. 40+ loans per 2-year contract. statewide CLT. permanently affordable homeownership. subsidy retained through resale. 资金来自Nonprofit、State和Private。

Elevation Community Land Trust Housing Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance和Transfer。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Elevation Community Land Trust Housing Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由HUD-approved homebuyer education required; Elevation CLT workshops提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must purchase an Elevation CLT home or qualify for DPA loan; 99-year CLT ground lease required; DPA can fund closing costs or interest rate buy-down.

Elevation Community Land Trust Housing Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI; varies by county. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Elevation Community Land Trust Housing Assistance Program将房价上限设为$500,000。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Elevation Community Land Trust Housing Assistance Program服务于在Statewide，Colorado购房的购房者。

Elevation Community Land Trust Housing Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。