Fort Lewis College (FLC) Employee Mortgage Assistance Program

Fort Lewis College (FLC) Employee Mortgage Assistance Program是面向Durango，Colorado购房者的增值共享贷款。 Fort Lewis College Employee Mortgage Assistance Program is an employer-sponsored DPA jointly delivered by HomesFund and FLC to help recruit and retain college staff/faculty in expensive SW Colorado housing markets. Up to $70,000 or 20% of purchase price (lesser amount) in shared-appreciation 2nd-mortgage DPA. Higher income limit (150% AMI) reflects FLC's pay scales and Durango housing costs. No monthly payment for life of loan. Up to $70,000 OR 20% of purchase price (whichever is less) of shared-appreciation DPA for full-time/permanent Fort Lewis College employees with 1+ year of service. Higher income limit (up to 150% AMI) than HomesFund's traditional tiers. Lower-income FLC borrowers may stack the FLC program with traditional HomesFund tiers (up to ~$125K total assistance). 资金来自CDFI、Foundation和Local Government。

Fort Lewis College (FLC) Employee Mortgage Assistance Program按项目规定，提供相当于房价20%的援助。 购房者自付部分：No HomesFund minimum。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Fort Lewis College (FLC) Employee Mortgage Assistance Program是增值共享贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Sale, transfer, cash-out refi, loss of owner-occupancy, or 30-year maturity. (Termination of FLC employment does NOT trigger repayment per published guidelines, but verify with HomesFund.)。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Fort Lewis College (FLC) Employee Mortgage Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum FICO; lender overlays may apply。 须参加购房者教育课程，由REQUIRES IN-PERSON Homebuyer Education through HomesFund; 1-on-1 counselor session also required.提供。 居住要求：Owner-occupied; SW CO 5-county service area。 公民身份或移民身份：Per 1st-mortgage AUS。 Permanent/full-time employee of Fort Lewis College, with at least one year of service. Letter of eligibility from FLC Human Resources Department required as part of complete application. Asset/net-worth caps. Cannot own other residential real estate at closing (concurrent closings permitted). REQUIRES IN-PERSON Homebuyer Education (online not accepted for this program). Available in La Plata, Montezuma, Archuleta, Dolores, and San Juan Counties.

Fort Lewis College (FLC) Employee Mortgage Assistance Program将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Up to 150% AMI. Per Freddie Mac DPA One: $109,200 to $205,800 (household-size and county dependent). FLC HR confirms income documentation. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Fort Lewis College (FLC) Employee Mortgage Assistance Program将房价上限设为$640,000。 符合条件的房屋类型包括SFR, townhome, condo, PUD, manufactured w/ land。 新建房屋符合条件。 预制房屋符合条件。

Fort Lewis College (FLC) Employee Mortgage Assistance Program在其服务群体中提到了教育工作者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Fort Lewis College (FLC) Employee Mortgage Assistance Program服务于在Durango，Colorado购房的购房者。

Fort Lewis College (FLC) Employee Mortgage Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via HomesFund + FLC HR eligibility letter; subject to fund availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。