GCAR Homebuyer Assistance Program

GCAR Homebuyer Assistance Program是面向Crested Butte/Gunnison，Colorado购房者的补助金。 The GCAR Homebuyer Assistance Program is a private-sector affordable housing initiative adopted by the Gunnison-Crested Butte Association of REALTORS in 2023. The program is funded by GCAR REALTOR member donations from each closing, with cooperation from Gunnison County Abstract Company and Land Title Guarantee Company. The fund provides $1,000 grants to qualified first-time homebuyers who have lived in the Gunnison area for at least 12 months and are purchasing a single-family home in the GCAR service area. In its first year (2023-2024), GCAR awarded 12 grants of $1,000 each. Applications must be submitted at least 28 days prior to closing and applicants do not need to be under contract to apply. The program is administered by a GCAR Member Committee per Board of Directors guidelines. $1,000 grant per recipient toward down payment / closing costs on a single-family home in the Gunnison-Crested Butte region. Funded by REALTOR member donations from each closing plus partner contributions from Gunnison County Abstract Company and Land Title Guarantee Company. Grant applications must be submitted at least 28 days prior to closing. Buyer does not need to be under contract to apply. 资金来自Private、Realtor Association Donations和Title Company Partners。

GCAR Homebuyer Assistance Program属于补助金，因此无需偿还。 触发还款的情形：None — grant is non-repayable。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

GCAR Homebuyer Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required; no published exceptions。 关于信用，该项目说明：Not specified by GCAR; underlying first mortgage lender requirements apply。 居住要求：Must have lived in the Gunnison area for the past 12 months; property must be located in the GCAR service area (Gunnison County, including Crested Butte and surrounding communities)。 Must be a first-time homebuyer; must have lived in the Gunnison area for the past 12 months; property must be a single-family home located in the GCAR service area (Gunnison County); application must be submitted 28 days prior to closing. Applicant does NOT need to be under contract on a home to apply. Grants administered through the GCAR Homebuyer Assistance Program Committee per board guidelines.

GCAR Homebuyer Assistance Program将家庭收入限制在$141,000。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

GCAR Homebuyer Assistance Program的房价上限如下：No published maximum purchase price; property must be a single-family home in the GCAR region。 符合条件的房屋类型包括Single-family home (detached)。 新建房屋符合条件。

GCAR Homebuyer Assistance Program服务于在Crested Butte/Gunnison，Colorado购房的购房者。

GCAR Homebuyer Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Direct application via GCAR Cognito Forms portal (linked from program page); reviewed by GCAR Homebuyer Assistance Committee预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。