Housing Resources of Western Colorado Purchase Assistance Program

Housing Resources of Western Colorado Purchase Assistance Program是面向Grand Junction，Colorado购房者的延期第二贷款。 Housing Resources of Western Colorado provides purchase assistance loans to help lower the monthly mortgage payment and cover down payment and closing costs for homebuyers in Grand Junction and western Colorado. Serves Mesa, Delta, Montrose, Ouray, San Miguel, and Gunnison counties. Purchase assistance for western Colorado homebuyers. specialized loan to reduce monthly mortgage payment. covers down payment and closing costs. serves Mesa County and surrounding areas. 资金来自Nonprofit、Federal和State。

Housing Resources of Western Colorado Purchase Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance和Maturity Date。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Housing Resources of Western Colorado Purchase Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为620。 须参加购房者教育课程，由HUD-approved homebuyer education required; HRWCO classes available提供。 居住要求：County Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Purchase in HRWCO service area (Mesa, Delta, Montrose, Ouray, San Miguel, Gunnison counties); income limits apply.

Housing Resources of Western Colorado Purchase Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income at or below 80% AMI for service area counties. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Housing Resources of Western Colorado Purchase Assistance Program可用于Single Family、Condo、Townhouse和Manufactured Home。 新建房屋符合条件。 预制房屋符合条件。

Housing Resources of Western Colorado Purchase Assistance Program服务于在Grand Junction，Colorado购房的购房者。 该项目针对特定区域：Western Colorado: Mesa, Delta, Montrose, Ouray, San Miguel, Gunnison counties。

Housing Resources of Western Colorado Purchase Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。