Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program是面向Durango，Colorado购房者的增值共享贷款。 DMR/Purgatory Resort Employee Assistance Program -- an employer-sponsored shared-appreciation DPA jointly offered by HomesFund and Purgatory Resort to help recruit and retain year-round and seasonal resort employees. Up to $70,000 or 17% of purchase price (lesser) in deferred 2nd-mortgage DPA. Higher income limit (150% AMI) than HomesFund's traditional tiers. Restricted to La Plata County purchases ONLY. Up to $70,000 OR 17% of purchase price (whichever is less) of shared-appreciation DPA for Purgatory Resort / Durango Mountain Resort (DMR) employees in their second+ year of service. Eligible job classes: YR Manager, YR Employee, SS Employee, HC Employee. Higher income limit up to 150% AMI. Lower-income Purgatory employees may stack with HomesFund traditional tiers. 资金来自CDFI、Foundation和Employer Contribution。

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program按项目规定，提供相当于房价17%的援助。 购房者自付部分：No HomesFund minimum。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program是增值共享贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Sale, transfer, cash-out refi, loss of owner-occupancy, or 30-year maturity。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum FICO。 须参加购房者教育课程，由REQUIRES IN-PERSON Homebuyer Education through HomesFund + 1-on-1 counseling.提供。 居住要求：Property MUST be in La Plata County, CO; owner-occupancy required。 公民身份或移民身份：Per 1st-mortgage AUS。 EMPLOYER-RESTRICTED: Must be a YR Manager, YR Employee, SS Employee, or HC Employee at Purgatory Resort / Durango Mountain Resort working at least 400 hours in a season. Must have completed first year of service and be starting second year (or beyond). Letter of eligibility from Purgatory HR Department required. PROPERTY MUST BE LOCATED IN LA PLATA COUNTY ONLY (narrower than HomesFund's 5-county service area). REQUIRES IN-PERSON Homebuyer Education. Asset/net-worth caps.

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Up to 150% AMI. Per Freddie Mac DPA One: $109,200 to $205,800 (household-size dependent in La Plata County). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program将房价上限设为$640,000。 符合条件的房屋类型包括SFR, townhome, condo, PUD, manufactured w/ land。 新建房屋符合条件。 预制房屋符合条件。

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program服务于在Durango，Colorado购房的购房者。 该项目针对特定区域：La Plata County, CO ONLY。

Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via HomesFund + Purgatory HR eligibility letter; subject to fund availability预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。