Solution Grant Down Payment Assistance

Solution Grant Down Payment Assistance是面向Boulder，Colorado购房者的补助金。 The Solution Grant is a true (non-repayable) down payment and closing cost grant from the City of Boulder Affordable Housing Fund. The grant is reserved for buyers purchasing select Permanently Affordable for-sale homes (deed-restricted) or Thistle Communities Land Trust homes located within Boulder city limits. The grant is sized to bridge the gap between the buyer's available assets and the funds required to close. Each eligible Permanently Affordable listing on the City's homeownership webpage is flagged with Solution Grant eligibility. Funds are limited and disbursed on a first-come, first-served basis. True grant (no repayment) bridging the gap between the buyer's available cash and the funds needed to close on a Permanently Affordable home or Thistle Communities Land Trust home in Boulder city limits. Grant amount is calculated from the demonstrated funding gap. 资金来自Local Government和City Affordable Housing Fund。

Solution Grant Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：None — true grant和no repayment required。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Solution Grant Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Divorced applicants within the prior 3 years are exempt from the first-time-homebuyer requirement。 关于信用，该项目说明：Not published by the City; subject to first-mortgage lender underwriting。 须参加购房者教育课程，由City of Boulder homebuyer orientation; HUD-approved homebuyer education required提供。 居住要求：Property must be a Permanently Affordable or Thistle CLT home within City of Boulder city limits and be owner-occupied。 公民身份或移民身份：U.S. citizen or qualified non-citizen per first-mortgage lender requirements。 Buyer must be purchasing a select Permanently Affordable home (City of Boulder deed-restricted) or a Thistle Communities Land Trust home in Boulder city limits — eligibility is property-by-property and listed on the City's website. Generally, applicants who receive a grant have less than $15,000 in liquid assets at application. Buyer must demonstrate a gap between assets needed to close and assets available. Minimum $2,000 buyer contribution required. One household member must work 30+ hours/week (unless retired or disabled) with 1 year minimum work history within the most recent 12 months. DTI capped at 42%. Bedrooms may exceed household size by no more than one. Funded by City of Boulder Affordable Housing Fund; first-come, first-served.

Solution Grant Down Payment Assistance将家庭收入限制在地区收入中位数的79%，该数值因县和家庭人数而异。 Household income max at HUD+10 (~79.2% AMI Boulder MSA) by size: 1-person $83,555; 2-person $95,435; 3-person $107,395; 4-person $119,275; 5-person $128,860; 6-person $138,360; 7-person $147,945; 8-person $157,450. Asset cap is variable and based on demonstrated need (grant recipients generally have <$15,000 in non-retirement assets). Some retirement assets exempt by age tier. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Solution Grant Down Payment Assistance的房价上限如下：Set by individual Permanently Affordable / Community Land Trust listing maximum sale price (deed-restricted resale formula)。 符合条件的房屋类型包括Permanently Affordable single-family detached、Townhome、Condominium和Thistle Communities Land Trust home (deed-restricted)。 新建房屋符合条件。 预制房屋不符合条件。

Solution Grant Down Payment Assistance服务于在Boulder，Colorado购房的购房者。 该项目针对特定区域：Limited to specific deed-restricted Permanently Affordable homes and Thistle Communities Land Trust properties identified on the City of Boulder homeownership listings。

Solution Grant Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via City of Boulder Homeownership Program application预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。