Summit Revolving Loan Fund Down Payment Assistance Loan Program

Summit Revolving Loan Fund Down Payment Assistance Loan Program是面向Frisco，Colorado购房者的延期第二贷款。 The Summit Revolving Loan Fund (RLF) is Summit Combined Housing Authority's flagship down payment assistance product, funded by Summit County voters' 5A sales tax (originally approved in 2006 at 0.125% and increased in 2016 to 0.6%). The RLF provides a 2% interest second mortgage of up to $40,000 (raised from $25,000) with no monthly payments — repaid in full upon sale, refinance, transfer, or loss of owner-occupancy. Available to Summit County workforce buyers between roughly 76% and 160% AMI, with a minimum 620 credit score. Funds may be used for both deed-restricted and free-market purchases and, for deed-restricted owners, HOA dues or unexpected-expense fees. Up to $40,000 from the Summit Revolving Loan Fund as a 2% interest, no-monthly-payment second-mortgage style DPA. Loan principal and interest are due upon sale, refinance, transfer, or loss of owner-occupancy. Funds may be applied to down payment, closing costs, and (for deed-restricted units) HOA assessments and unexpected-expense fees. 资金来自Local Government (Summit County 5A sales tax)。

Summit Revolving Loan Fund Down Payment Assistance Loan Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, refinance, or loss of owner-occupancy (deferred until then)。 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Summit Revolving Loan Fund Down Payment Assistance Loan Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum。 须参加购房者教育课程，由Summit Combined Housing Authority; eHomeAmerica (online)提供。 居住要求：Property must be in Summit County and owner-occupied as primary residence。 公民身份或移民身份：U.S. citizen or eligible non-citizen (per first-mortgage requirements)。 Household income between approximately 76% AMI and 160% AMI for Summit County (4-person example: roughly $64,100 - $136,160). Minimum credit score 620. Property must be owner-occupied primary residence in Summit County (Breckenridge, Frisco, Dillon, Silverthorne, Keystone, Copper Mountain, Blue River, Montezuma, unincorporated Summit County). Loan funds available for both deed-restricted units and free-market homes within county purchase-price guidelines. Mandatory homebuyer education through SCHA (eHomeAmerica online or in-person classes). Funded by Summit County's voter-approved 5A sales-tax revenues (0.6% sales tax dedicated to affordable housing).

Summit Revolving Loan Fund Down Payment Assistance Loan Program将家庭收入限制在地区收入中位数的160%，该数值因县和家庭人数而异。 Eligible household income approximately 76% AMI to 160% AMI for Summit County, scaled by household size — sample 4-person range $64,100 - $136,160. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Summit Revolving Loan Fund Down Payment Assistance Loan Program的房价上限如下：No published maximum purchase price; SCHA reviews on a case-by-case basis subject to deed-restriction price caps where applicable。 符合条件的房屋类型包括Single-family detached、Townhome和Condominium。 新建房屋符合条件。

Summit Revolving Loan Fund Down Payment Assistance Loan Program服务于在Frisco，Colorado购房的购房者。

Summit Revolving Loan Fund Down Payment Assistance Loan Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via Summit Combined Housing Authority (summithousing.us/lending)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。