USDA Rural Development Section 502 Direct Loan Program (Colorado)

USDA Rural Development Section 502 Direct Loan Program (Colorado)是面向Rural Colorado县，Colorado购房者的第一抵押贷款。 USDA Section 502 Direct Loans provide 100% financing (no down payment) with payment assistance subsidies for very-low to low-income homebuyers in eligible rural areas of Colorado. Direct government loan administered by USDA Rural Development Colorado State Office. 100% financing — no down payment required. payment assistance reduces effective interest rate. for very-low to low-income rural buyers. available in eligible rural areas statewide. subsidized interest rate. 资金来自Federal。

USDA Rural Development Section 502 Direct Loan Program (Colorado)是第一抵押贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Sale、Refinance和Recapture。 该援助以1st Lien (USDA direct)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Rural Development Section 502 Direct Loan Program (Colorado)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Homebuyer education may be required提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Property must be in USDA-eligible rural area; income at or below 80% AMI; direct government loan (not private lender); very-low and low income households.

USDA Rural Development Section 502 Direct Loan Program (Colorado)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income at or below 80% AMI; rural area income limits vary; very-low income receives payment subsidy. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Rural Development Section 502 Direct Loan Program (Colorado)的房价上限如下：Must meet USDA rural area definition; maximum loan based on area limits。 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

USDA Rural Development Section 502 Direct Loan Program (Colorado)服务于在Rural Colorado县，Colorado购房的购房者。 该项目针对特定区域：USDA-eligible rural areas of Colorado (outside Tier 1 metros)。

USDA Rural Development Section 502 Direct Loan Program (Colorado)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。