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全州项目第一抵押贷款

CHFA Mobile Manufactured Home Loan Program

CHFA Mobile Manufactured Home Loan Program是面向Statewide,Connecticut购房者的第一抵押贷款,由Connecticut Housing Finance Authority (CHFA)管理。

最近核实于来源:Connecticut Housing Finance Authority (CHFA)

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Not published on consumer materials; determined by the underlying first-mortgage product and CHFA underwriting.
  • 完成购房者教育课程,由Free CHFA homebuyer education class required only when ALL borrowers are first-time homebuyers.提供
  • 居住要求:Must be a year-round owner-occupied primary residence in a Connecticut state-licensed mobile home park; occupy within 60 days of closing.
  • Distinct CHFA FIRST-MORTGAGE portfolio product (not a DPA second loan and not the rate-reduction overlay). Home must be in a CT state-licensed mobile home park, affixed (wheels/hitch/axles removed), year-round primary residence occupied within 60 days. Income <=100% AMI (Fannie/Freddie). Max 50% DTI. Cannot own other property at closing. Limited funding. Min credit score and exact dollar AMI not published (blank).
  • 位于Connecticut的房屋

不适用于

  • 收入超过地区收入中位数100%的家庭

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

100% 房屋所在地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

适用地区

Connecticut的房屋

  • 58.6% 独栋
  • 6.5% 联排
  • 15.6% 2–4个单元
  • 18.6% 5+个单元
  • 0.7% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$366,900

Connecticut房屋价值中位数

67.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由Free CHFA homebuyer education class required only when ALL borrowers are first-time homebuyers.提供。

  2. 联系Connecticut Housing Finance Authority (CHFA)预留资金

    资金通过Reserved through a CHFA Mobile Home Program lending partner; funding limited and first-come until exhausted.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

CHFA Mobile Manufactured Home Loan Program是什么?

CHFA Mobile Manufactured Home Loan Program是面向Statewide,Connecticut购房者的第一抵押贷款,由Connecticut Housing Finance Authority (CHFA)管理。 The CHFA Mobile Manufactured Home Loan Program offers low-interest financing to purchase or refinance a mobile manufactured home in a Connecticut state-licensed mobile home park. It carries a fixed 3.00% rate, up to 105% LTV (no down payment), loan amounts from $2,000 to $150,000, terms up to 30 years, and no mortgage insurance. First-time and repeat buyers and refinancing homeowners are eligible. Income must not exceed 100% AMI. Relaunched in 2025; limited funding. Fixed 3.00% interest rate. Up to 105% LTV - no down payment. No mortgage insurance. Loan amounts $2,000-$150,000, terms up to 30 years. Purchase or refinance. 资金来自CHFA (program funding is limited; once exhausted, no further reservations).

提供多少援助?

CHFA Mobile Manufactured Home Loan Program提供$2,000至$150,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Connecticut Housing Finance Authority (CHFA)决定。

需要偿还吗?

CHFA Mobile Manufactured Home Loan Program是第一抵押贷款,按Connecticut Housing Finance Authority (CHFA)设定的条款偿还。 该援助以First mortgage on the mobile/manufactured home顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

CHFA Mobile Manufactured Home Loan Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Not published on consumer materials; determined by the underlying first-mortgage product and CHFA underwriting. 须参加购房者教育课程,由Free CHFA homebuyer education class required only when ALL borrowers are first-time homebuyers.提供。 居住要求:Must be a year-round owner-occupied primary residence in a Connecticut state-licensed mobile home park; occupy within 60 days of closing. Distinct CHFA FIRST-MORTGAGE portfolio product (not a DPA second loan and not the rate-reduction overlay). Home must be in a CT state-licensed mobile home park, affixed (wheels/hitch/axles removed), year-round primary residence occupied within 60 days. Income <=100% AMI (Fannie/Freddie). Max 50% DTI. Cannot own other property at closing. Limited funding. Min credit score and exact dollar AMI not published (blank).

收入限制是多少?

CHFA Mobile Manufactured Home Loan Program将家庭收入限制在地区收入中位数的100%,该数值因县和家庭人数而异。 Income must not exceed 100% AMI (Fannie Mae/Freddie Mac Conventional limits). See CHFA Mobile Manufactured Home AMI chart (Rev. 5-21-25). Dollar AMI varies by county. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

CHFA Mobile Manufactured Home Loan Program的房价上限如下:No CHFA bond sales-price limit; loan capped at $150,000 max / $2,000 min. LTV up to 105% (no down payment required). 符合条件的房屋类型包括Manufactured。 预制房屋符合条件。

适用于哪些地区?

CHFA Mobile Manufactured Home Loan Program服务于在Statewide,Connecticut购房的购房者。

如何申请?

CHFA Mobile Manufactured Home Loan Program的申请通过Connecticut Housing Finance Authority (CHFA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through a CHFA Mobile Home Program lending partner; funding limited and first-come until exhausted.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Connecticut购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Connecticut的全部79个项目

项目条款由Connecticut Housing Finance Authority (CHFA)设定,并可能变化;申请前请在官方网站上确认。