本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Not published on consumer materials; determined by the underlying first-mortgage product and CHFA underwriting.
- 完成购房者教育课程,由Free CHFA homebuyer education class required only when ALL borrowers are first-time homebuyers.提供
- 居住要求:Must be a year-round owner-occupied primary residence in a Connecticut state-licensed mobile home park; occupy within 60 days of closing.
- Distinct CHFA FIRST-MORTGAGE portfolio product (not a DPA second loan and not the rate-reduction overlay). Home must be in a CT state-licensed mobile home park, affixed (wheels/hitch/axles removed), year-round primary residence occupied within 60 days. Income <=100% AMI (Fannie/Freddie). Max 50% DTI. Cannot own other property at closing. Limited funding. Min credit score and exact dollar AMI not published (blank).
- 位于Connecticut的房屋
不适用于
- 收入超过地区收入中位数100%的家庭
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Connecticut的房屋Connecticut的房屋,以及本项目接受的房屋
- 58.6% 独栋独栋住宅
- 6.5% 联排联排别墅
- 15.6% 2–4个单元2–4个单元
- 18.6% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.7% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$366,900
Connecticut房屋价值中位数
67.2%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Free CHFA homebuyer education class required only when ALL borrowers are first-time homebuyers.提供。
联系Connecticut Housing Finance Authority (CHFA)预留资金
资金通过Reserved through a CHFA Mobile Home Program lending partner; funding limited and first-come until exhausted.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
CHFA Mobile Manufactured Home Loan Program是什么?
CHFA Mobile Manufactured Home Loan Program是面向Statewide,Connecticut购房者的第一抵押贷款,由Connecticut Housing Finance Authority (CHFA)管理。 The CHFA Mobile Manufactured Home Loan Program offers low-interest financing to purchase or refinance a mobile manufactured home in a Connecticut state-licensed mobile home park. It carries a fixed 3.00% rate, up to 105% LTV (no down payment), loan amounts from $2,000 to $150,000, terms up to 30 years, and no mortgage insurance. First-time and repeat buyers and refinancing homeowners are eligible. Income must not exceed 100% AMI. Relaunched in 2025; limited funding. Fixed 3.00% interest rate. Up to 105% LTV - no down payment. No mortgage insurance. Loan amounts $2,000-$150,000, terms up to 30 years. Purchase or refinance. 资金来自CHFA (program funding is limited; once exhausted, no further reservations).
提供多少援助?
CHFA Mobile Manufactured Home Loan Program提供$2,000至$150,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Connecticut Housing Finance Authority (CHFA)决定。
需要偿还吗?
CHFA Mobile Manufactured Home Loan Program是第一抵押贷款,按Connecticut Housing Finance Authority (CHFA)设定的条款偿还。 该援助以First mortgage on the mobile/manufactured home顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
CHFA Mobile Manufactured Home Loan Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Not published on consumer materials; determined by the underlying first-mortgage product and CHFA underwriting. 须参加购房者教育课程,由Free CHFA homebuyer education class required only when ALL borrowers are first-time homebuyers.提供。 居住要求:Must be a year-round owner-occupied primary residence in a Connecticut state-licensed mobile home park; occupy within 60 days of closing. Distinct CHFA FIRST-MORTGAGE portfolio product (not a DPA second loan and not the rate-reduction overlay). Home must be in a CT state-licensed mobile home park, affixed (wheels/hitch/axles removed), year-round primary residence occupied within 60 days. Income <=100% AMI (Fannie/Freddie). Max 50% DTI. Cannot own other property at closing. Limited funding. Min credit score and exact dollar AMI not published (blank).
收入限制是多少?
CHFA Mobile Manufactured Home Loan Program将家庭收入限制在地区收入中位数的100%,该数值因县和家庭人数而异。 Income must not exceed 100% AMI (Fannie Mae/Freddie Mac Conventional limits). See CHFA Mobile Manufactured Home AMI chart (Rev. 5-21-25). Dollar AMI varies by county. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
CHFA Mobile Manufactured Home Loan Program的房价上限如下:No CHFA bond sales-price limit; loan capped at $150,000 max / $2,000 min. LTV up to 105% (no down payment required). 符合条件的房屋类型包括Manufactured。 预制房屋符合条件。
适用于哪些地区?
CHFA Mobile Manufactured Home Loan Program服务于在Statewide,Connecticut购房的购房者。
如何申请?
CHFA Mobile Manufactured Home Loan Program的申请通过Connecticut Housing Finance Authority (CHFA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through a CHFA Mobile Home Program lending partner; funding limited and first-come until exhausted.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Connecticut购房者面向Connecticut购房者的其他项目
- Lift Up Homeownership最高$50,000
- FHLBank Boston Equity Builder Program (EBP) - Connecticut最高$32,099
- CT Forever Home最高$28,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Connecticut的全部79个项目项目条款由Connecticut Housing Finance Authority (CHFA)设定,并可能变化;申请前请在官方网站上确认。