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本页面由机器翻译。英文版本为原文。

县级项目

Habitat for Humanity of Coastal Fairfield County Homeownership Program

Habitat for Humanity of Coastal Fairfield County Homeownership Program是面向Stratford,Connecticut购房者的首付援助,由Habitat for Humanity of Coastal Fairfield County (Habitat CFC)管理。

最近核实于来源:Habitat for Humanity of Coastal Fairfield County (Habitat CFC)

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Minimum credit score 620; no judgments/foreclosures/recent bankruptcies (free of bankruptcy/foreclosure for at least 3 years).
  • 完成购房者教育课程
  • 居住要求:Must live or work in Coastal Fairfield County for 1 year and in Connecticut for at least 3 years.
  • 公民身份或移民身份:U.S. citizen or legal resident
  • 位于Fairfield County的房屋

不适用于

  • Fairfield County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

如何申请

  1. 参加购房者教育课程

    项目要求在预留资金之前完成。

  2. 联系Habitat for Humanity of Coastal Fairfield County (Habitat CFC)预留资金

    资金通过Applications accepted by deadline following informational session.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity of Coastal Fairfield County Homeownership Program是什么?

Habitat for Humanity of Coastal Fairfield County Homeownership Program是面向Stratford,Connecticut购房者的首付援助,由Habitat for Humanity of Coastal Fairfield County (Habitat CFC)管理。 Habitat for Humanity of Coastal Fairfield County partners with low- and moderate-income first-time homebuyer families to build affordable homes sold at no profit with affordable loans. The below-market financing plus the no-profit sale price constitute the subsidy. Applicants attend an informational session, submit an application by the deadline, and meet three criteria: need, ability to pay, and willingness to partner. Affordable home sold at no profit. Affordable below-market loan. Homebuyer education classes. Sweat-equity partnership. 资金来自Habitat affiliate (private donations, grants, ReStore proceeds)。

需要偿还吗?

Habitat for Humanity of Coastal Fairfield County Homeownership Program是首付援助,按Habitat for Humanity of Coastal Fairfield County (Habitat CFC)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity of Coastal Fairfield County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Minimum credit score 620; no judgments/foreclosures/recent bankruptcies (free of bankruptcy/foreclosure for at least 3 years). 须参加购房者教育课程。 居住要求:Must live or work in Coastal Fairfield County for 1 year and in Connecticut for at least 3 years. 公民身份或移民身份:U.S. citizen or legal resident。

收入限制是多少?

Habitat for Humanity of Coastal Fairfield County Homeownership Program的收入限制如下:Total household income within HUD income guidelines by family size; requires two years of steady income. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity of Coastal Fairfield County Homeownership Program可用于Single Family。 新建房屋符合条件。

适用于哪些地区?

Habitat for Humanity of Coastal Fairfield County Homeownership Program服务于在Stratford,Connecticut购房的购房者。

如何申请?

Habitat for Humanity of Coastal Fairfield County Homeownership Program的申请通过Habitat for Humanity of Coastal Fairfield County (Habitat CFC)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted by deadline following informational session.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Fairfield County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Fairfield County的全部77个项目

项目条款由Habitat for Humanity of Coastal Fairfield County (Habitat CFC)设定,并可能变化;申请前请在官方网站上确认。