本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程
- Borrower must purchase a home in the same Connecticut town/city in which they work; remote work does not qualify. Must complete HDF first-time homebuyer counseling and education. Income must meet income guidelines set by town. General HDF criteria also apply: not owned a home in last 3 years; U.S. citizen/permanent resident/approved visa; no bankruptcy in last 4 years; no foreclosure in last 7 years; 30-year fixed first mortgage; at least 1% down plus fees/reserves; home inspection required.
- 位于Connecticut的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Connecticut的房屋Connecticut的房屋
- 58.6% 独栋独栋住宅
- 6.5% 联排联排别墅
- 15.6% 2–4个单元2–4个单元
- 18.6% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.7% 活动房屋及其他活动房屋及其他
$366,900
Connecticut房屋价值中位数
67.2%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Housing Development Fund, Inc. (HDF)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
HDF Live Where You Work CT是什么?
HDF Live Where You Work CT是面向Connecticut购房者的延期第二贷款,由Housing Development Fund, Inc. (HDF)管理。 Live Where You Work CT is a Housing Development Fund (nonprofit CDFI) program offering up to $25,000 in down payment and closing-cost assistance at 0% interest to first-time homebuyers who purchase a home in the Connecticut city/town where they work. Remote work does not qualify. Up to $25,000 in down payment and closing-cost assistance at 0% interest. Stackable with other HDF loan products. 资金来自Housing Development Fund (nonprofit/CDFI)。
提供多少援助?
HDF Live Where You Work CT提供最高$25,000的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Housing Development Fund, Inc. (HDF)决定。
需要偿还吗?
HDF Live Where You Work CT为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
HDF Live Where You Work CT面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程。 Borrower must purchase a home in the same Connecticut town/city in which they work; remote work does not qualify. Must complete HDF first-time homebuyer counseling and education. Income must meet income guidelines set by town. General HDF criteria also apply: not owned a home in last 3 years; U.S. citizen/permanent resident/approved visa; no bankruptcy in last 4 years; no foreclosure in last 7 years; 30-year fixed first mortgage; at least 1% down plus fees/reserves; home inspection required.
收入限制是多少?
HDF Live Where You Work CT的收入限制如下:Household must be income-eligible per income guidelines set by town (see HDF 2026 LWYW income limits). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
HDF Live Where You Work CT服务于在Connecticut任何地方购房的购房者。 该项目优先考虑指定的目标区域,因此除了县以外,具体地址也很重要。
如何申请?
HDF Live Where You Work CT的申请通过Housing Development Fund, Inc. (HDF)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Connecticut购房者面向Connecticut购房者的其他项目
- CHFA Mobile Manufactured Home Loan Program最高$150,000
- Lift Up Homeownership最高$50,000
- FHLBank Boston Equity Builder Program (EBP) - Connecticut最高$32,099
两个项目能否结合使用,由各机构决定。申请前请先询问。
Connecticut的全部79个项目项目条款由Housing Development Fund, Inc. (HDF)设定,并可能变化;申请前请在官方网站上确认。