Middletown Down Payment Assistance Program

Middletown Down Payment Assistance Program是面向Middletown，Connecticut购房者的延期第二贷款，由City of Middletown (Community Development) / Liberty Bank管理。 A City of Middletown program, administered by Liberty Bank, that helps longtime Middletown renters become first-time homeowners in the city. Eligible buyers may receive a down payment loan of up to $10,000 with no payments due for five years, plus a closing-cost grant of up to $3,000. Applicants must have lived in Middletown at least three years, be first-time buyers, meet income limits, and buy a home located in Middletown. Up to $10,000 down payment loan with no payments for 5 years. Up to $3,000 closing-cost grant. Free four-session homebuyer seminar and counseling. May use Liberty Bank or any lender. 资金来自U.S. Department of Housing and Urban Development (CDBG/HOME via City of Middletown)。

Middletown Down Payment Assistance Program提供最高$13,000的援助。 援助档次：Down payment: up to $10,000 deferred loan (no payments for 5 years). Closing costs: up to $3,000 grant. 该项目可与CHFA first mortgage / other first-mortgage products结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Middletown (Community Development) / Liberty Bank决定。

Middletown Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred loan; no payments due for five years (silent second on down payment portion)。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Middletown Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must have never owned a home; targets residents who lived in Middletown 3+ years but never owned。 须参加购房者教育课程，由Liberty Bank four-session homebuyers seminar plus one-on-one counseling; other HUD-approved education accepted提供。 居住要求：Must have lived in Middletown for the past three (3) years。 Must have lived in Middletown 3+ years and never owned a home; home purchased must be in Middletown; must qualify for a first mortgage. Exact income limits and repayment terms confirmed by program staff at application.

Middletown Down Payment Assistance Program的收入限制如下：Low- or moderate-income HUD limits apply; specific dollar figures confirmed by program staff at application. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Middletown Down Payment Assistance Program服务于在Middletown，Connecticut购房的购房者。

Middletown Down Payment Assistance Program的申请通过City of Middletown (Community Development) / Liberty Bank办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。