本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——有例外:Must be a first-time homebuyer - no homeownership in the past three years.
- 房屋作为主要住所自住
- 完成购房者教育课程
- 位于Washington市界内的房屋
不适用于
- 预制房屋
- Washington以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求在预留资金之前完成。
联系Bank of America, N.A.预留资金
资金通过Through a Bank of America lending specialist / Down Payment Center eligibility search预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Bank of America Down Payment Grant Program是什么?
Bank of America Down Payment Grant Program是面向Washington,District of Columbia购房者的补助金,由Bank of America, N.A.管理。 Bank of America's Down Payment Grant, part of its Community Homeownership Commitment, provides a no-repayment grant of up to 3% of the home purchase price or up to $10,000 (whichever is less) to be applied toward the down payment on a primary residence. The grant is available only in select markets, which the bank's published outreach (via Capital Area Asset Builders) indicates includes the Washington metro region. Funds are applied to the down payment only and may not be taken as cash back beyond an earnest money deposit refund. 资金来自Bank of America Community Homeownership Commitment (lender funds)。
提供多少援助?
Bank of America Down Payment Grant Program提供最高$10,000的援助。 该项目可与May be combined with America's Home Grant and other offers; restrictions apply.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Bank of America, N.A.决定。
需要偿还吗?
Bank of America Down Payment Grant Program属于补助金,因此无需偿还。 触发还款的情形:None - grant does not require repayment。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Bank of America Down Payment Grant Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Must be a first-time homebuyer - no homeownership in the past three years. 须参加购房者教育课程。
收入限制是多少?
Bank of America Down Payment Grant Program的收入限制如下:Maximum income limits apply and vary by market/MSA; specific DC dollar limits were not published on the official affordable-housing page. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Bank of America Down Payment Grant Program可用于Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Bank of America Down Payment Grant Program服务于在Washington,District of Columbia购房的购房者。 该项目针对特定区域:Available in select markets/geographic areas only, reported to include the Washington metro region.
如何申请?
Bank of America Down Payment Grant Program的申请通过Bank of America, N.A.办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Through a Bank of America lending specialist / Down Payment Center eligibility search预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Washington购房者面向Washington购房者的其他项目
- Home Purchase Assistance Program (HPAP)最高$202,000
- Homes by CFE Down Payment Assistance Program最高$100,000
- Employer-Assisted Housing Program (EAHP)最高$35,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Washington的全部86个项目项目条款由Bank of America, N.A.设定,并可能变化;申请前请在官方网站上确认。