Employer-Assisted Housing Program (EAHP)

Employer-Assisted Housing Program (EAHP)是面向Washington，District of Columbia购房者的延期第二贷款，由DC Dept. of Housing & Community Development (DHCD)管理。 A deferred 0% DPA loan plus matching grant for full-time DC Government employees buying a first home in DC; first responders and educators get an extra $10,000 grant forgiven after a 5-year service commitment. $20,000 deferred 0% loan for all DC gov employees. Up to $5,000 match ($15,000 first responders). +$10,000 recoverable grant (first responders & educators, forgiven after 5 yrs). No income cap. 资金来自State。

Employer-Assisted Housing Program (EAHP)提供最高$35,000的援助。 购房者自付部分：No cash contribution. Matching grant: $1,000 per $2,500 of borrower savings (up to $5,000 standard / $15,000 first responders). 该项目可与HPAP和DC4ME结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由DC Dept. of Housing & Community Development (DHCD)决定。

Employer-Assisted Housing Program (EAHP)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale/transfer、No longer primary residence、Cash-out refinance和First-responder/educator grant: failure to meet 5-yr service/residency。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Employer-Assisted Housing Program (EAHP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time = no DC principal-residence ownership in past 3 years; may own property elsewhere. 须参加购房者教育课程，由DHCD-funded CBOs (orientation + 8-hr training)提供。 居住要求：Full-time DC Government employee in good standing, 1+ year service (waived for first responders and teachers). Full-time DC gov employee in good standing, 1+ yr service (waived for first responders/teachers). $10,000 grant needs a signed 5-yr service agreement.

Employer-Assisted Housing Program (EAHP)的收入限制如下：No income cap for EAHP applicants. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Employer-Assisted Housing Program (EAHP)可用于Single Family、Condo和Cooperative。

Employer-Assisted Housing Program (EAHP)在其服务群体中提到了教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Employer-Assisted Housing Program (EAHP)服务于在Washington，District of Columbia购房的购房者。

Employer-Assisted Housing Program (EAHP)的申请通过DC Dept. of Housing & Community Development (DHCD)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。