NACA Best in America Mortgage

NACA Best in America Mortgage是面向Washington，District of Columbia购房者的第一抵押贷款，由Neighborhood Assistance Corporation of America (NACA)管理。 NACA's Best in America Mortgage is a first-mortgage product offered through the nonprofit Neighborhood Assistance Corporation of America with no down payment, no closing costs, no fees, no private mortgage insurance, and a below-market fixed interest rate, available without a minimum credit score through character-based underwriting. Borrowers can further reduce the rate by buying it down with NACA's interest-rate buy-down. NACA operates a Washington, DC office and the program is available to DC homebuyers who complete NACA's housing counseling and qualification process and remain owner-occupants for the life of the loan. 资金来自NACA member-lender funds (program lenders) administered through NACA。

NACA Best in America Mortgage是第一抵押贷款，按Neighborhood Assistance Corporation of America (NACA)设定的条款偿还。 触发还款的情形：Standard mortgage amortization; owner-occupancy required for the life of the loan。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NACA Best in America Mortgage面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No minimum credit score - character-based (manual) underwriting; perfect credit not required. 须参加购房者教育课程，由NACA (HUD-certified housing counseling agency); mandatory NACA homebuyer workshop and counseling.提供。

NACA Best in America Mortgage的收入限制如下：No absolute income limit; membership is classified Priority or Non-Priority based on the borrower's income relative to the MSA median income, which affects the rate and eligible geographic area. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NACA Best in America Mortgage可用于Single Family、Condo、Townhouse和2-4 Unit。 新建房屋不符合条件。 预制房屋不符合条件。

NACA Best in America Mortgage服务于在Washington，District of Columbia购房的购房者。 该项目针对特定区域：Priority Members have a larger eligible geographic area; Non-Priority Members are limited to lower-income/targeted areas. DC is within NACA's service area (DC office).

NACA Best in America Mortgage的申请通过Neighborhood Assistance Corporation of America (NACA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过NACA Purchase Program: workshop, counseling, NACA Qualification, then mortgage application预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。