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本页面由机器翻译。英文版本为原文。

市级项目补助金

Progressive UpPayment Down Payment Assistance Program

Progressive UpPayment Down Payment Assistance Program是面向Washington,District of Columbia购房者的补助金,由National Urban League (administered on behalf of Progressive)管理。

最近核实于来源:National Urban League (administered on behalf of Progressive)

该项目要求

  • 首次购房者——有例外:First-time homebuyer = has not owned a primary residence within three years of the closing date.
  • 房屋作为主要住所自住
  • 关于信用:No credit score requirement to qualify for UpPayment (though credit affects the mortgage the buyer can obtain).
  • 完成购房者教育课程,由HUD-certified housing counselors in the National Urban League network (e.g., Greater Washington Urban League for DC).提供
  • 居住要求:Open to residents of all 50 states and DC; legal U.S. resident (excluding U.S. territories).
  • 公民身份或移民身份:Must be a legal U.S. resident (excluding U.S. territories).
  • 位于Washington市界内的房屋

不适用于

  • 预制房屋
  • Washington以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

如何申请

  1. 参加购房者教育课程

    项目要求,由HUD-certified housing counselors in the National Urban League network (e.g., Greater Washington Urban League for DC).提供。

  2. 联系National Urban League (administered on behalf of Progressive)预留资金

    资金通过Apply through a participating HUD-certified Urban League housing counselor; rolling monthly first-come, first-served, May 1 - Sept 30, 2026预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Progressive UpPayment Down Payment Assistance Program是什么?

Progressive UpPayment Down Payment Assistance Program是面向Washington,District of Columbia购房者的补助金,由National Urban League (administered on behalf of Progressive)管理。 UpPayment is Progressive's down payment assistance program, administered by the National Urban League, providing up to $13,500 toward the down payment on a first home for eligible first-time buyers. The grant does not have to be repaid and is open to residents of all 50 states and DC; applicants must work with a participating HUD-certified Urban League housing counselor (the Greater Washington Urban League serves DC). For 2026, applications are accepted May 1 - September 30 on a rolling, first-come first-served monthly basis, with at least 200 recipients funded nationally. 资金来自Progressive (corporate philanthropy), disbursed via National Urban League。

提供多少援助?

Progressive UpPayment Down Payment Assistance Program提供最高$13,500的援助。 该项目可与Buyer may use any lender and may combine with other assistance subject to those programs' rules.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由National Urban League (administered on behalf of Progressive)决定。

需要偿还吗?

Progressive UpPayment Down Payment Assistance Program属于补助金,因此无需偿还。 触发还款的情形:None - grant does not require repayment。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Progressive UpPayment Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:First-time homebuyer = has not owned a primary residence within three years of the closing date. 关于信用,该项目说明:No credit score requirement to qualify for UpPayment (though credit affects the mortgage the buyer can obtain). 须参加购房者教育课程,由HUD-certified housing counselors in the National Urban League network (e.g., Greater Washington Urban League for DC).提供。 居住要求:Open to residents of all 50 states and DC; legal U.S. resident (excluding U.S. territories). 公民身份或移民身份:Must be a legal U.S. resident (excluding U.S. territories).

收入限制是多少?

Progressive UpPayment Down Payment Assistance Program的收入限制如下:Household annual income must be below 500% of the federal poverty guidelines (2026 HHS guidelines); a mortgage pre-approval letter dated within the last six months is required. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Progressive UpPayment Down Payment Assistance Program可用于Single Family、Condo和Townhouse。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Progressive UpPayment Down Payment Assistance Program服务于在Washington,District of Columbia购房的购房者。

如何申请?

Progressive UpPayment Down Payment Assistance Program的申请通过National Urban League (administered on behalf of Progressive)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Apply through a participating HUD-certified Urban League housing counselor; rolling monthly first-come, first-served, May 1 - Sept 30, 2026预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由National Urban League (administered on behalf of Progressive)设定,并可能变化;申请前请在官方网站上确认。